Ask Howard, Page 2

Ask Howard

Getting financial advice on the Internet isn’t always easy. It can be hard to know who’s a real expert and who’s advice will lead you astray. Howard Dvorkin is a CPA and certified personal finance expert. He’s personally counseled thousands of people and started one of the largest and leading credit counseling agencies in the U.S., so you can trust he knows what he’s talking about. Browse Howard’s latest Ask the Expert video responses here or head to the bottom of the page to ask Howard your own questions directly.

How Can I Cancel My Debt Settlement Contract? Do I Have to Pay to Leave?
By: Howard Dvorkin
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16 June 2022, 1:47 pm
A couple wants to go somewhere else, but their current company is charging them $1,500 first.
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Help, I Have Too Much Money!
By: Howard Dvorkin
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15 June 2022, 2:59 pm
Once you pay off your high-interest rate credit card debt, you may wonder what's the next financial goal you should tackle. This ask the expert helps you understand how to choose between paying off loans or boosting your savings.
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Should I Refinance My Mortgage?
By: Ben Mizes
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14 June 2022, 12:00 pm
Real estate expert Ben Mizes explains how to weigh the costs of refinancing your home versus the cost savings, as well as other considerations you need to have in mind that could affect the refi.
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What to Do About Wage Garnishment When You Don’t Have Any Wages
By: Howard Dvorkin
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13 June 2022, 5:19 pm
Learn what happens when a debt collector tries to garnish your wages, but you don't earn a regular paycheck. This is good information if you work side gigs or make your living through freelance work.
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Should I Refinance Everything Before Interest Rates Go Up in March?
By: Howard Dvorkin
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7 February 2022, 3:47 pm
A reader wonders if she’ll save money by getting a new mortgage, auto loan, and credit cards. Or will she actually pay more?
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What Happens to My Credit Cards if I Voluntarily Repossess My Car?
By: Howard Dvorkin
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25 January 2022, 6:22 pm
A reader wants to give up his vehicle but not his credit cards. It might work, but not for the way he thinks.
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Have a personal finance question? Ask Howard to get personalized advice from a CPA and certified personal finance expert, so you can move forward with confidence as you take the next step in your financial life.