Howard Dvorkin is recognized as a consumer finance expert in the industry. As such, he regularly speaks to major media outlets and news networks about consumer finance. Browse Howard’s latest contributions here to see what Howard has to say about today’s top personal finance news topics. Or, if you’d like to quote Howard in an upcoming piece you’re working on or conduct a full interview, please email [email protected].


How to get cash from a credit card
By: Ben Luthi, Melanie Pincus & Jasmin Baron
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March 8, 2024
|CNN Underscored
“Sometimes, these offers only apply if you use the check to transfer a balance to that particular card,” “If you deposit the check into your bank account, you could be paying upwards of 20% interest plus fees.”
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Red flags of peer-to-peer lending
By: Emma Woodward
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March 6, 2024
|Bankrate
“If you’re fed up with bank fees, you’ll really hate P2P loans,” “On top of the interest rate you’ll pay, there’s the origination fee, which can be as low as 1 percent but as high as 8 percent. That’s much more than a bank or credit union will charge you for a personal loan.”
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My wife and I are selling our $1 million rental property. Should we pay off our $7,000 monthly mortgage — or invest the proceeds?
By: Aarthi Swaminathan
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March 6, 2024
|Market Watch
“In general, you should have zero-tolerance for paying interest rates. Why pay someone else for the privilege of using their money? Especially if you have that same sum available,” “If you don’t have an emergency fund that can cover at least three months of your household expenses, you should build that up first,” he added. “Life is unpredictable, and the last thing you need is an accident, illness, or layoff that month after you pay off your home.”
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Tips for Couples Talking About Money
By: Adriana Morga
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February 14, 2024
|Florida Realtors
“You should talk about money, lifestyle, goals and dreams,” he said. “Because (money) affects your dreams, and if you go into a relationship with debt, your dreams may be altered.”
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How Baby Boomers Stay Free of Credit Card Debt
By: Heather Taylor
|
February 5, 2024
|Go Banking Rates
“They’re not usually the type to download the latest hot app, but they have become more comfortable with online budgeting programs that safely do the heavy lifting for you,” said Dvorkin. “Many banks and credit unions are also getting in on the act, offering many budgeting tools on their websites. There’s literally no excuse for not budgeting — because a computer will do the math for you.”
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