Howard Dvorkin is recognized as a consumer finance expert in the industry. As such, he regularly speaks to major media outlets and news networks about consumer finance. Browse Howard’s latest contributions here to see what Howard has to say about today’s top personal finance news topics. Or, if you’d like to quote Howard in an upcoming piece you’re working on or conduct a full interview, please email [email protected].
5 Tips for Millennials Using Personal Loans for Debt Consolidation
“The problem is when you have bad credit, you’re not getting that super-low 8 to 10% interest rate,” said Howard Dvorkin, chairman of Debt.com. “In extreme cases, you might not save a dime, because the personal loan might actually charge more than the interest on your existing credit cards.”
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9 surprising factors that can damage your credit score (and how to fix them)
“Nearly two-thirds of your credit score is determined by just two factors: payment history and how much you owe,” says Howard Dvorkin, CPA and chairman of Debt.com.
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Can debt relief help with unpaid medical bills? What experts say
"A counselor gives you an in-depth debt analysis over the phone," says Howard Dvorkin, chairman of Debt.com. "There's no obligation, and you hang up knowing all your options and — most importantly — creating an accurate monthly budget."
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3 key money moves to consider while the Fed keeps interest rates higher
“When interest rates are high, credit card debt becomes the most expensive mistake you can make,” said Howard Dvorkin, a certified public accountant and the chairman of Debt.com.
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3 reasons to pursue credit card debt forgiveness this June, according to experts
"If the Fed cuts rates later this year or next, we're not likely to see credit card interest drop dramatically," says Howard Dvorkin, chairman of Debt.com. "Any changes will be slow and small."
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How to escape the payday loan debt cycle, according to experts
"[Consult] a professional [at] a credit counseling agency or debt solutions company," Howard Dvorkin, chairman of Debt.com, says. "They've seen the worst payday loan emergencies you could imagine, so they know how to deal with them."
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