Howard Dvorkin is recognized as a consumer finance expert in the industry. As such, he regularly speaks to major media outlets and news networks about consumer finance. Browse Howard’s latest contributions here to see what Howard has to say about today’s top personal finance news topics. Or, if you’d like to quote Howard in an upcoming piece you’re working on or conduct a full interview, please email firstname.lastname@example.org.
In The News
Survey: Millennials Are Just as Likely to Write a Check This Month as They Are to Use Mobile Wallet
A new FinanceBuzz survey reveals checks and cash are still popular, even with millennials. And, credit cards, despite their security and rewards, are still not used as widely as debit cards.
By: Liz Alterman|
September 17, 2019|FinanceBuzz
A survey of purchasing habits and frequently used payment methods was conducted by FinanceBuzz. Contrary to popular belief the younger generations have not rendered cash and checks obsolete, even as mobile wallet issuers add incentives and rewards with the hope of attracting new users.Read Article»
How often should you use your credit card?
Explore why it’s important to keep your card active – and how to do it the right way
By: Barri Segal|
September 2, 2019|CreditCards.com
There is more than one reason to keep your credit cards open and active. Find out from a selection of experts how a closed card might impact your overall credit and how and when to avoid having it closed.Read Article»
13 Experts Weigh In on Elizabeth Warren’s 50/30/20 Spending Rule
Not all financial pros agree with this budgeting plan.
By: Gabrielle Olya|
August 23, 2019|Go Banking Rates
Finance professionals give their expert opinions in response to Elizabeth Warren's 50/30/20 Spending Rule from her 2005 book "All Your Worth: The Ultimate Lifetime Money Plan." Almost fifteen years later, financial experts delve into whether this rule still applies or how to follow its mission for those carrying debt.Read Article»
Credit Utilization: Understand How It Impacts Your Credit Score
Reducing your credit utilization rate can give your credit score a boost.
By: Nick Clements and Casey Bond|
July 9, 2019|US News and World Report Money
Lenders, like credit card companies and banks, use credit scores to assess possible risks associated with lending out money to consumers. The goal is to reduce losses due to bad debt by evaluating your score, which can be determined by several factors, like paying your bills on time. Keeping your credit utilization low is another smart strategy toward increasing your score.Read Article»
Should I Pay Off Debt or Save?
When faced with debt and the lack of savings, which do you prioritize getting done first? Our guidelines below outline how to prioritize these different financial goals.
By: Financial Impulse|
May 31, 2019|Financial Impulse
Financial goals can sometimes be at odds with one another, especially when faced with the dilemma of whether to prioritize debt repayment or savings. The reasoning to opt for one over the other, or even maintain a balance between the two is determined by the financial situation. Learn more from the experts on why each is crucial for your financial security so you can make the best decision for your case.Read Article»
Debt Forgiveness: Understanding All of Your Options
By: Joni Sweet|
April 24, 2019|Value Penguin
Resolving Debt is not a one-size-fits-all approach. There are different types of debt such as student loans, taxes, mortgage, and credit cards. Fortunately, there are debt forgiveness options available - these may not work for everyone's situation, but it's always best to understand your choices.Read Article»