Howard Dvorkin is recognized as a consumer finance expert in the industry. As such, he regularly speaks to major media outlets and news networks about consumer finance. Browse Howard’s latest contributions here to see what Howard has to say about today’s top personal finance news topics. Or, if you’d like to quote Howard in an upcoming piece you’re working on or conduct a full interview, please email firstname.lastname@example.org.
In The News
Credit Utilization: Understand How It Impacts Your Credit Score
Reducing your credit utilization rate can give your credit score a boost.
By: Nick Clements and Casey Bond|
July 9, 2019|US News and World Report Money
Lenders, like credit card companies and banks, use credit scores to assess possible risks associated with lending out money to consumers. The goal is to reduce losses due to bad debt by evaluating your score, which can be determined by several factors, like paying your bills on time. Keeping your credit utilization low is another smart strategy toward increasing your score.Read Article»
Should I Pay Off Debt or Save?
When faced with debt and the lack of savings, which do you prioritize getting done first? Our guidelines below outline how to prioritize these different financial goals.
By: Financial Impulse|
May 31, 2019|Financial Impulse
Financial goals can sometimes be at odds with one another, especially when faced with the dilemma of whether to prioritize debt repayment or savings. The reasoning to opt for one over the other, or even maintain a balance between the two is determined by the financial situation. Learn more from the experts on why each is crucial for your financial security so you can make the best decision for your case.Read Article»
14 Areas Where Your Business May Be Bleeding Money
By: Expert Panel|
February 6, 2019|Forbes Finance Council
Running a business is a complex process and with so many types of businesses and industry services, it can be difficult to know which area within a company is wasting hard earned money. The Forbes Finance Council has enlisted its 14 members to highlight where businesses might be wasting funds.Read Article»
15 Steps Entrepreneurs Need To Take To Start 2019 Off On The Right Financial Foot
By: Expert Panel|
January 15, 2019|Forbes Finance Council
Small business owners can gain valuable advice from the expert panelists of the Fobes Finance Council on how best to align their strategies for the new year and ensure financial growth for the future. Each small step will bring you closer to starting off on the right financial foot - like paying off some of your own debts to strengthen your position for later.Read Article»
Wage Garnishment: What Is It and How Can It Impact Your Income?
Resolve your credit card and student loan debt to avoid getting a portion of your paycheck withheld.
By: Geoff Williams|
October 22, 2018|US News and World Report Money
Wage garnishment is not to be taken lightly. There are different scenarios and associated costs for each situation, but if your wages are being garnished by any amount, one thing is clear, your financial life is a mess. Though you may not clean it up quickly, there are steps that can improve your circumstances like negotiating a payment plan with your creditor or seeking help from a credit counselor.Read Article»
When Should You Start Cutting Off Your Children Financially?
Everyone's situation is different, but the goals should be the same.
By: Geoff Williams|
March 28, 2018|HuffPost - Life Money
There's no right or wrong answer as to when a parent should cut off their children financially - compiled are a few questions to ask that may provide a resolution. Instead of asking when to "cut the cord" try to determine how. How should funds be given out to kids and do they understand the value of money?Read Article»