Howard Dvorkin is recognized as a consumer finance expert in the industry. As such, he regularly speaks to major media outlets and news networks about consumer finance. Browse Howard’s latest contributions here to see what Howard has to say about today’s top personal finance news topics. Or, if you’d like to quote Howard in an upcoming piece you’re working on or conduct a full interview, please email [email protected].

The $76,000 reason you should shop around for a mortgage right now
By: Alisa Wolfson
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June 11, 2024
|MarketWatch
“I’ve had clients who drive for miles to find the cheapest gas, but they don’t put in the same effort to find an affordable mortgage. The reason is simple, homebuying is complicated and it’s easy to get overwhelmed to the point that you simply rely on your bank for a mortgage,” s
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How does ‘buy now, pay later’ affect your credit score?
By: Beth Deyo
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June 11, 2024
|Bankrate
“If they report and you go out and get five of these loans, it looks like you’re desperate for credit,” says Howard Dvorkin, CPA and chairman of Debt.com. “You have to be very careful.”
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How to establish credit for adults with disabilities
By: Katie Kelton
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May 31, 2024
|Yahoo Finance
“Your biggest challenge has nothing to do with your body or your mind,” says Howard Dvorkin, chairman of Debt.com, who advises people with disabilities about applying for credit. “It has everything to do with your income and your debts. Lenders only care if you can pay back what they give you.”
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Debt.com Survey: Americans Are Maxing Out Credit Cards to Cope With Inflation and Make Ends Meet
By: Mike Senecal
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May 22, 2024
|BadCredit.org
“We get a good sample, dig through it, and ask questions,” Dvorkin said. “It’s clear that America’s ongoing love affair with debt has evolved.”
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Debt consolidation vs. debt settlement: Which option is right for you?
By: Tim Maxwell
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May 14, 2024
|Money Watch - CBS News
"You consolidate your debts through a nonprofit credit counseling agency," says Dvorkin. "You get a free in-depth debt analysis from a trained credit counselor, and you make one monthly payment that covers the principle and drastically reduces interest rates on all your cards. It costs money to have those counselors working with you, but the fee dwarfs the savings."
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Financial experts say debt consolidation can help you get ahead of credit card debt, but it won't fix everything
By: Holly Johnson
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May 8, 2024
|Business Insider
The thing is, debt consolidation doesn't always work, and for more reasons than one. According to Howard Dvorkin of Debt.com, "all it takes is human nature" for the best-laid debt payoff plan to fall apart.
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