How credit scores affect interest rates
By: Rebecca Lake
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May 25, 2022
|Creditcards.com
Credit scores help determine the interest rates and fees credit card companies charge you, says Howard Dvorkin, personal finance expert and chairman of Debt.com.
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10 Simple and Free Budgeting Tools
By: Maryalene LaPonsie
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May 19, 2022
|US News and World Report
"The envelope method is a great tool for budgeting because it forces people to take control of their spending with cash in hand," says Howard Dvorkin, CPA and chairman of Debt.com.
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Credit vs. Debit: The Face-Off
By: Beth Braverman
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May 12, 2022
|AARP
While some debit cards offer cash back—including Discover Cash Back Debit, Neon PointCard and Axos Debit Card—the rewards programs on credit cards tend to be far richer. “And with a credit card, you can pick the type of rewards that you want,” says Howard Dvorkin, chairman of Debt.com—whether cash, travel points or discounts at a favorite retailer.
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How to Prepare for Retirement: A 5 Step Guide
By: Aimee Bohn
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May 10, 2022
|Investment U
The CPA and chairman of Debt.com, Howard Dvorkin, warned of carrying credit card debt into retirement… Right now, [credit card] interest rates are hovering around 20%. That means you’re paying a dollar for every five you borrowed.
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Buy now, pay later apps can lead to vicious debt cycles — here’s what you need to know
By: Art Raymond
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May 9, 2022
|DeseretNews
“People are buying ‘wants’ not ‘needs,’” Howard Dvorkin, CPA and chairperson of Debt.com, told CNBC.
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Credit Utilization: Understand How It Impacts Your Credit Score
By: Casey Bond
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April 22, 2022
|U.S. News & World Report
"Credit utilization makes up such a significant part of your score because if you're maxing out credit cards, lenders may assume that you are living beyond your means, ultimately deeming you as a credit risk," says Howard Dvorkin, a CPA, author, columnist and chairman of personal finance site Debt.com.
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