9 Free, Easy-To-Use Budget Templates and Spreadsheets
By: Cynthia Measom
July 29, 2022
A 2022 Debt.com survey found that 86% of people track their monthly income and expenses, up from 80% in 2021 and 2020 and roughly 70% pre-pandemic.
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Americans Earning Six Figures Are on Edge About Inflation
By: Brian O'Connell
July 13, 2022
|The Street
“Don’t confuse 'anxiety' with 'insolvency,'” said Howard Dvorkin, chairman of Debt.com and a financial counselor for nearly three decades. “I’ve noticed that the more you earn, the more you worry about the economy.”
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Services That Allow You to Buy Now, Pay Later
By: Geoff Williams
July 7, 2022
|U.S. News & World Report
Howard Dvorkin, a certified public accountant and the chairman of Debt.com, has a completely different take. “Remember, these companies wouldn’t offer BNPL plans if they couldn’t profit from them – at your expense,” he says. “For every perk you salivate over, there’s a catch that will have you spitting angry.”
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Changes to Medical Collection Debt Reporting Could Help Your Credit Score
By: Alina Machado
July 1, 2022
|NBC South Florida
"This is definitely a win for consumers,” Dvorkin said. "Consumers need a win right now with crazy prices and things going on in the economy.”

What You Should Know About Seeking Financial Advice Online, According to a CPA
By: Gabrielle Olya
June 30, 2022
“The internet is a great tool to find information — the problem is most people don’t know how to use the tool correctly when it comes to financial advice,” said Howard Dvorkin, CPA and chairman of Debt.com. “CPAs like me talk all the time about listening to financial advice from experts with your best interests in mind — not their own — and if you don’t know what red flags to look out for, you may end up taking advice that will end up costing you.”
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Why You Should Pay More Than the Minimum Payment on Your Credit Card
By: Katie Teague
June 29, 2022
If you owe a significant amount of money on your credit card, your minimum payment will likely be around 2-3% of your balance, Debt.com resident expert and certified public accountant Howard Dvorkin told CNET. However, it could also be as low as 1%.
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