When Do I Get The Money After I Sell My House
By: Emma Woodward
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April 29, 2024
|Bankrate
“Nothing is faster than a motivated cash buyer,” “iBuying is also lightning quick, but you trade price for speed — an iBuyer often makes a lower offer in exchange for getting you the money [fast],”
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How to Start Building Credit at 18
By: Casey Bond and Dawn Papandrea
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April 18, 2024
"One big advantage is that secured cards are relatively easy to get. Another is that parents can be assured their children aren't overspending," says Dvorkin. "Otherwise, it's like learning how to be a trapeze artist without a net."
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Seven Steps Couples Should Take Before Blending Their Finances
By: KIPLINGER ADVISOR COLLECTIVE
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April 17, 2024
|Kiplinger
“Don't blend everything. To keep a healthy marriage, keep some money for yourself. If your partner craves the latest iPhone and you collect rare comic books, you don't need to fight. Instead, budget for both. Agree on how much ‘fun money’ you two will set aside, whether it's a percentage of salary or a dollar figure. That won't stop each of you from being judgy, but it will stop you from arguing.”
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What To Do If You’ve Never Had a Credit Card but Are Considering One?
By: Yael Bizouati-Kennedy
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April 16, 2024
|Go Banking Rates
“Don’t apply for them,” he said. “The interest rates are scandalous — up to 30%. That’s understandable, because the card issuers are taking a risk. But you’ll be better off doing something much more modest: Getting a secured credit card.”
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The Minimum Payment on Your Credit Card Debt Might Not Be Enough: Here's Why
By: Katie Teague
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April 16, 2024
|CNET
"Credit card companies make more money when the minimum payment is lower, so more money goes towards the interest rate and less towards the principal,"
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Does debt settlement hurt your credit?
By: Kate Underwood
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April 10, 2024
|Consumer Affairs
“if you don’t address your debts, your credit score will plummet even faster and longer.” If you proceed with debt settlement, the debt will appear on your credit report as settled. It’s possible you could negotiate with the creditor to list it as “paid in full” instead of simply settled, which would improve your optics when future lenders view your credit report. “Taking a temporary hit to get out of debt is always better than slowly sinking into oblivion.” If you’re already in a risky financial situation, seek out the least damaging solution that helps you get back on the right track.
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