Credit Utilization: Understand How It Impacts Your Credit Score
Reducing your credit utilization rate can give your credit score a boost.
By: Nick Clements and Casey Bond
July 9, 2019
|US News and World Report Money
Lenders, like credit card companies and banks, use credit scores to assess possible risks associated with lending out money to consumers. The goal is to reduce losses due to bad debt by evaluating your score, which can be determined by several factors, like paying your bills on time. Keeping your credit utilization low is another smart strategy toward increasing your score.
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Should I Pay Off Debt or Save?
When faced with debt and the lack of savings, which do you prioritize getting done first? Our guidelines below outline how to prioritize these different financial goals.
By: Financial Impulse
May 31, 2019
|Financial Impulse
Financial goals can sometimes be at odds with one another, especially when faced with the dilemma of whether to prioritize debt repayment or savings. The reasoning to opt for one over the other, or even maintain a balance between the two is determined by the financial situation. Learn more from the experts on why each is crucial for your financial security so you can make the best decision for your case.
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Debt Forgiveness: Understanding All of Your Options
By: Joni Sweet
April 24, 2019
|Value Penguin
Resolving Debt is not a one-size-fits-all approach. There are different types of debt such as student loans, taxes, mortgage, and credit cards. Fortunately, there are debt forgiveness options available - these may not work for everyone's situation, but it's always best to understand your choices.
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When Should You Start Cutting Off Your Children Financially?
Everyone's situation is different, but the goals should be the same.
By: Geoff Williams
March 28, 2019
|HuffPost - Life Money
There's no right or wrong answer as to when a parent should cut off their children financially - compiled are a few questions to ask that may provide a resolution. Instead of asking when to "cut the cord" try to determine how. How should funds be given out to kids and do they understand the value of money?
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Best Credit-building Strategies after Graduating College
There are many ways to build your credit, whether you’re working full time, freelancing or traveling
By: Brady Porche
March 19, 2019
Establishing a strong credit history after you graduate from college can be tricky, especially if you have little on which to build. If you have a student loan account in good standing or have your own credit card with no missed payments, you’re off to a great start. There are numerous ways to build credit, whether you start from scratch or with a brief history of payments. The best strategy depends on your post-graduation plans — whether you aim to get a full-time job, a string of freelance gigs or travel the world for a year.
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14 Areas Where Your Business May Be Bleeding Money
By: Expert Panel
February 6, 2019
|Forbes Finance Council
Running a business is a complex process and with so many types of businesses and industry services, it can be difficult to know which area within a company is wasting hard earned money. The Forbes Finance Council has enlisted its 14 members to highlight where businesses might be wasting funds.
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