Howard Dvorkin leading a team meeting in a modern office, standing at the head of a conference table while colleagues listen and engage, with the Debt.com website visible on a screen behind him.

My Columns

Learn the real deal when it comes to today’s top financial news from a certified personal finance expert.

More Millennial Optimism: Will They Be The Greatest (Financial) Generation?

By: Howard Dvorkin

While Baby Boomers head for a retirement bust, their offspring are learning from their parents’ mistakes and may be the wises financial generation yet.

Are You “Leaving Millions on the Table”?

By: Howard Dvorkin

Employers are offering wellness benefits, from gym membership discounts to reduced health care premiums for those who exercise or quit smoking.

Getting Personal With Your Children’s Finances

By: Howard Dvorkin

A new study says that financial education for children is important. Children themselves want a better understanding about money management.

Financial Literacy Month Is A Lot Like Dental Hygiene Month

By: Howard Dvorkin

What do saving your money and saving your teeth have in common? Most people know they’re good for you, but they still don’t practice it. Thankfully Financial Hygiene Month and Financial Literacy Month have common characteristics.

Why Millennials May Be Better Than Baby Boomers

By: Howard Dvorkin

The youngest workers are broke, but they may have better financial habits than baby boomers. Most millennials start saving for retirement before age 25.

The Misplaced Priorities Of Credit Card Customers

By: Howard Dvorkin

Why do credit card customers prioritize cards shiny cards that smell good over safety? Make sure yours has an EMV chip to prevent credit card fraud.

13 Percent Of Americans Will Make This Stupid Mistake With Their Tax Refund

By: Howard Dvorkin

Are you among the 13 percent of Americans who will make these tax mistakes? If so, consider using your refund to pay down debt instead.

Always Use Protection

By: Howard Dvorkin

This is an especially good week to talk about being safe — It’s National Consumer Protection Week, which covers ID theft, credit card debt, and a lot more.

America Saves Week: How To Save Money AND Time

By: Howard Dvorkin

America Saves Week probably isn’t a holiday you’re aware of, but it should be. This year, save money on everything from rent and banking to pets and gas.

5 Ways To Save Big By Taking Advantage Of Your Boss

By: Howard Dvorkin

Employee benefits aren’t limited to just health insurance. Try asking your HR department about tuition reimbursement, employee stock options, and more.

A Taxing Problem: ID Theft When You Turn In Your Tax Return

By: Howard Dvorkin

Thousands of Americans fall prey to ID theft during tax return season. Here’s how to avoid the scams, and what to do if tax return id theft occurs.

Why Low Gas Prices Might Not Help You Get Out Of Debt

By: Howard Dvorkin

If you’re considering buying a huge truck, a luxury car, or an SUV to take advantage of low gas prices, I’ve got some advice for you: Don’t do it.