Howard Dvorkin leading a team meeting in a modern office, standing at the head of a conference table while colleagues listen and engage, with the Debt.com website visible on a screen behind him.

My Columns

Learn the real deal when it comes to today’s top financial news from a certified personal finance expert.

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Why Financial Literacy Month Still Isn’t Working

By: Howard Dvorkin | Source: Kiplinger Advisor Collective

Awareness has its limitations. The problem with awareness days, weeks and years is that they seldom reach the people who really need them. Many of those who pay attention have already realized they need help.

3 Popular Trends Young Entrepreneurs Can’t Afford to Follow

By: Howard S. Dvorkin | Source: Entrepreneur

Young entrepreneurs may not like these tactics, but the focus it offers on making money can’t be denied. Slow and steady can add valuable experience to your growing skills, as well as networking with a purpose.

Are Millennials Becoming Their Parents?

By: Howard Dvorkin | Source: Forbes Finance Council

Millennials may be into the latest tech but that doesn’t mean they don’t appreciate the good old days of brick and mortar stores. From preferring in-person experiences and welcoming boring travel for its inexpensive traits, millennials and their parents are more alike than one would initially assume.

Overspending On The Holidays: Even The Experts Fall Victim

By: Howard Dvorkin

Financial experts are great to give advice — especially when speaking from personal experience. Here holiday spending tips from financial experts’ mistakes.

FREE Credit Freezes For All! It’s Now A Law

By: Howard Dvorkin

Free credit freezes thanks to to the worst data breach ever, we all get an amazing new crime-fighting tool. What once cost up to $30, is now free.

Back-To-School Shopping Advice For Parents: Ignore Your Kids

By: Howard Dvorkin

Don’t give in to your kids’ demands. Use back to school shopping as an opportunity to teach them about the value of money.

The Solution To The Student Loan Crisis? Implement New Rules

By: Howard S. Dvorkin | Source: Forbes

A few years ago, I interviewed a candidate for an entry-level accountant. The job paid $50,000, but she wanted $90,000. When I asked why I should pay almost double when she had little experience, she replied, “I have six master’s degrees.”

Why Today’s Children Don’t Want to Grow Up and Start a Business

By: Howard S. Dvorkin | Source: Entrepreneur

We all want what’s best for our kids. Sadly, they don’t always know what’s best for themselves. Every parent faces this dilemma. Sometimes it’s inexperience, other times it’s just kids being kids and defying their parents’ wishes whether or not it makes sense.

What Do Marriage Counselors And Financial Experts Have In Common?

By: Howard Dvorkin

Financial counselors deal with some of the same issues that marriage counselors and psychologists do. That’s because money permeates our emotions.

Car Insurance for Your Teen Will Drive You Crazy

By: Howard Dvorkin

Wonder how much it costs once your teenager starts driving? While we all complain about personal debt, we often forget that it’s not just personal.

Are Student Loans Going To Cause The Next Recession?

By: Howard Dvorkin

With more than $1.3 trillion in student loan debt, student loans are too big to fail. However, they might now be too big to succeed.

This Teenager Probably Knows More About Money Than You Do

By: Howard Dvorkin

Will Amouzou is 17, but he doesn’t aspire to be a sports star or movie star. He wants to be a chief financial officer. He’s our latest scholarship winner.