Howard Dvorkin leading a team meeting in a modern office, standing at the head of a conference table while colleagues listen and engage, with the Debt.com website visible on a screen behind him.

My Columns

Learn the real deal when it comes to today’s top financial news from a certified personal finance expert.

Related content on ‘Budgeting’

Why Financial Literacy Month Still Isn’t Working

By: Howard Dvorkin | Source: Kiplinger Advisor Collective

Awareness has its limitations. The problem with awareness days, weeks and years is that they seldom reach the people who really need them. Many of those who pay attention have already realized they need help.

Back-to-School Shopping Will Soon Become a National Crisis

By: Howard Dvorkin

A recent survey of 1,000 U.S. adults shows more a third of parents are planning to go into debt for back-to-school supplies.

Financial Wellness Is Now a Requirement, Not a Perk

By: Howard Dvorkin | Source: Entrepreneur

One of the most stressful aspects of being an entrepreneur is knowing exactly what you need to do, but lacking the time and money to do it when it’s needed. And sadly, it doesn’t get any better as your business grows bigger.

Don’t Listen When Your Customers Say They’re Reining in Spending

By: Howard Dvorkin | Source: Entrepreneur

I don’t build cutting-edge computers. I help people get out of debt. And because I deal with Americans who have spent too much on iPhones and a hundred other consumer products, I have a perspective that Steve Jobs never did.

The Pandemic Is Deadly, But It’s Not Transformative When It Comes To Spending

By: Howard Dvorkin | Source: Forbes

In this awful moment, you might think everything will be different from now on. Sadly, when it comes to consumer spending, it won’t.

What I just learned about America’s 2019 financial goals

By: Howard Dvorkin

Insights on American financial goals and debt resolutions in 2019. “New Year, No Debt” is our winter mantra. How will you reach your financial goals?

Recession 2019: It’ll Be Personal

By: Howard Dvorkin

Is a 2019 recession inevitable? No one knows for sure when we’ll face another national recession, but I feel quite comfortable predicting…

Paying Off Debt: The Biggest Mistake We Make

By: Howard Dvorkin

Paying off debt isn’t a simple process. People hit bumps in the road on their debt-free journey. Here are the biggest mistakes experts have made.

Ally And Matt Owen Are Setting The World On FIRE

By: Howard Dvorkin

Ally and Matt Owen travel around the world teaching people how the used the financial independence retire early method to live out their dreams.

How Technology Can Get You Out Of Debt — Or Bury You Under It

By: Howard Dvorkin

Using technology to help manage your finances can either help or hinder your plans. Automating savings and debt repayment is great.

Overspending On The Holidays: Even The Experts Fall Victim

By: Howard Dvorkin

Financial experts are great to give advice — especially when speaking from personal experience. Here holiday spending tips from financial experts’ mistakes.

Debt.com Scholarship Winner Wants To Save Money And Lives

By: Howard Dvorkin

This month’s Debt.com scholarship winner wants to use her earnings to help her work toward a degree in medicine to help people in her home country of Haiti.