Howard Dvorkin leading a team meeting in a modern office, standing at the head of a conference table while colleagues listen and engage, with the Debt.com website visible on a screen behind him.

My Columns

Learn the real deal when it comes to today’s top financial news from a certified personal finance expert.

Related content on ‘Debt’

Why Financial Literacy Month Still Isn’t Working

By: Howard Dvorkin | Source: Kiplinger Advisor Collective

Awareness has its limitations. The problem with awareness days, weeks and years is that they seldom reach the people who really need them. Many of those who pay attention have already realized they need help.

Poll: Renters Want to Buy a Home for the Wrong Reasons

By: Howard Dvorkin

A recent survey shows renters want to buy to “customize their home.” As a CPA I have a problem with thinking about money that way.

Back-to-School Shopping Will Soon Become a National Crisis

By: Howard Dvorkin

A recent survey of 1,000 U.S. adults shows more a third of parents are planning to go into debt for back-to-school supplies.

Financial Wellness Is Now a Requirement, Not a Perk

By: Howard Dvorkin | Source: Entrepreneur

One of the most stressful aspects of being an entrepreneur is knowing exactly what you need to do, but lacking the time and money to do it when it’s needed. And sadly, it doesn’t get any better as your business grows bigger.

Pandemic and Credit: Why the X1Credit Card Is Both Cynical and Practical

By: Howard Dvorkin

Who launches a new credit card during COVID-19? Very smart entrepreneurs, that’s who.

How to raise your credit score during a pandemic – while being a couch potato

By: Howard Dvorkin

Experian Boost, a free year-old service that’s helped millions of Americans improve their credit scores, recently announced that its members can add video streaming payment history to their Experian credit reports.

How your pandemic finances are just like science fiction – and a horror movie

By: Howard Dvorkin

If you’ve ever heard the term “debt cancellation,” it might sound like a great idea. Simply cancel the debts many Americans owe, and we can get this country moving again. Problem is, canceling debt doesn’t actually make it go away.

You Can’t Cancel Debt — You Can Only Move It Around

By: Howard Dvorkin | Source: Forbes

I’m a CPA and personal debt specialist, not a lawyer, so I don’t want to discuss the legal issues. I want to talk about the practical and personal implications of debt cancellation — a noble yet dangerous concept.

A CPA’s COVID-19 diagnosis

By: Howard Dvorkin

I’m no doctor, but I know all about financial ailments. After three decades, I can spot the symptoms of money woes. This pandemic will destroy lives in more ways than you think – and some of it is our fault.

What I just learned about America’s 2019 financial goals

By: Howard Dvorkin

Insights on American financial goals and debt resolutions in 2019. “New Year, No Debt” is our winter mantra. How will you reach your financial goals?

Recession 2019: It’ll Be Personal

By: Howard Dvorkin

Is a 2019 recession inevitable? No one knows for sure when we’ll face another national recession, but I feel quite comfortable predicting…

Paying Off Debt: The Biggest Mistake We Make

By: Howard Dvorkin

Paying off debt isn’t a simple process. People hit bumps in the road on their debt-free journey. Here are the biggest mistakes experts have made.