Howard Dvorkin leading a team meeting in a modern office, standing at the head of a conference table while colleagues listen and engage, with the Debt.com website visible on a screen behind him.

My Columns

Learn the real deal when it comes to today’s top financial news from a certified personal finance expert.

Related content on ‘Taxes’

A CPA’s COVID-19 diagnosis

By: Howard Dvorkin

I’m no doctor, but I know all about financial ailments. After three decades, I can spot the symptoms of money woes. This pandemic will destroy lives in more ways than you think – and some of it is our fault.

Paying Off Debt: The Biggest Mistake We Make

By: Howard Dvorkin

Paying off debt isn’t a simple process. People hit bumps in the road on their debt-free journey. Here are the biggest mistakes experts have made.

How Technology Can Get You Out Of Debt — Or Bury You Under It

By: Howard Dvorkin

Using technology to help manage your finances can either help or hinder your plans. Automating savings and debt repayment is great.

What Is UltraFICO And Should You Care? Short Answer: Hell Yes

By: Howard Dvorkin

UltraFICO isn’t a superhero in the Marvel Universe, but it might as well be. Superheroes save the world, but UltraFICO will save you money.

What Do Marriage Counselors And Financial Experts Have In Common?

By: Howard Dvorkin

Financial counselors deal with some of the same issues that marriage counselors and psychologists do. That’s because money permeates our emotions.

Does Debt Lead to an Early Death?

By: Howard Dvorkin

Stress can take years off of your life. Many relate stress to work, but what about debt? Debt-related stress isn’t any different.

Here’s Why I Appreciate Debt Collectors

By: Howard Dvorkin

Are debt collectors evil people or a necessary evil? I’ll choose the latter. Debt collectors are just doing their jobs. Of course, some do it too enthusiastically — and even illegally.

How America Can Get Out Of Debt: Pay Everything Monthly

By: Howard Dvorkin

This payment schedule appears to cause several problems for homeowners and local governments; it can create financial challenges for households, increase tax delinquency, foster political opposition to the property tax, and requires governments to deal with irregular revenue inflows.

Buying A New Car? Avoid These Evil And Awful Fees

By: Howard Dvorkin

Buying a new car? Beware of car dealership fees. They’re a sneaky trick most car dealerships try to pull, but you can learn to avoid them.

The Cheapest, Fastest, Easiest New Year’s Resolutions For Financial Freedom

By: Howard Dvorkin

What about those who struggle with debt? Well, if I’ve learned anything in two decades as a financial counselor, it’s this: Getting out of debt is much like getting rich. The best way to be successful is to let others do the work for you. Read more.

Where Is The Outrage About Financial Literacy?

By: Howard Dvorkin

Teaching children financial literacy and about money will help them save more as adults. Yet another year goes by with nothing being done about it.

3 Discouraging (And 2 Encouraging) Facts About Americans And Their Money

By: Howard Dvorkin

How are Americans and their finances? It’s complicated. There’s seldom good news about Americans’ debts. Can it get any worse? Sure it can.