Financial News Features

"Stocking up on non-perishable items like canned goods, dry goods, cleaning supplies, and household staples can save a lot of money. These items typically have a longer shelf life and will last,"

“Sometimes, these offers only apply if you use the check to transfer a balance to that particular card,” “If you deposit the check into your bank account, you could be paying upwards of 20% interest plus fees.”

“If you’re fed up with bank fees, you’ll really hate P2P loans,” “On top of the interest rate you’ll pay, there’s the origination fee, which can be as low as 1 percent but as high as 8 percent. That’s much more than a bank or credit union will charge you for a personal loan.”

“In general, you should have zero-tolerance for paying interest rates. Why pay someone else for the privilege of using their money? Especially if you have that same sum available,” “If you don’t have an emergency fund that can cover at least three months of your household expenses, you should build that up first,” he added. “Life is unpredictable, and the last thing you need is an accident, illness, or layoff that month after you pay off your home.”

“You should talk about money, lifestyle, goals and dreams,” he said. “Because (money) affects your dreams, and if you go into a relationship with debt, your dreams may be altered.”