When major media outlets need the perspective of a personal finance expert, they call Howard.
By: Sharonn Wu | Source: Money Watch
“[Consult] a professional [at] a credit counseling agency or debt solutions company,” Howard Dvorkin, chairman of Debt.com, says. “They’ve seen the worst payday loan emergencies you could imagine, so they know how to deal with them.”
By: Kiplinger Advisor Collective | Source: Kiplinger
“Even if you’re handy with home repair, you probably wouldn’t do a total kitchen renovation by yourself. The same thing goes for building a solid retirement income strategy. This isn’t simply investing in the market. You must balance principal preservation, guaranteed income and growth potential to ward off inflation. You need an expert who does this for a living so you can live the life you want.”
By: Yaёl Bizouati-Kennedy | Source: Yahoo! Finance
“People hear the phrase ‘death and taxes’ and think neither can change. While death doesn’t change, taxes certainly do. Or rather, the rules governing them change all the time,” said Howard Dvorkin, CPA and chairman of Debt.com. “The most important fact to know is that deductions come in two flavors: standard and itemized. Each reduces your taxable income. Sadly, you can’t use both at the same time. You must choose.”
By: Yaël Bizouati-Kennedy | Source: GOBankingRates
“Doing taxes is like renovating a house. If it goes according to plan, everyone is shocked — including the professionals hired to do the job,” said Howard Dvorkin, CPA and chairman of Debt.com. “In both cases, people can seldom predict what they’re going to find once they dig in. If someone has had any change in income — for better or worse — the only surprise would be having no surprises.”
By: Brian O’Connell | Source: The Street
Some of that speculation falls into the eye-opening category.Debt.com Chairman Howard Dvorkin has been tracking BNPL trends since the buy now, pay later revolution broke out. Here’s his outlook on what’s next with BNPL.
By: Brian O’Connell | Source: The Street
“Don’t confuse ‘anxiety’ with ‘insolvency,’” said Howard Dvorkin, chairman of Debt.com and a financial counselor for nearly three decades. “I’ve noticed that the more you earn, the more you worry about the economy.”
By: NOEL DÁVILA | Source: Money
Mutual funds are a simple way for investors to buy a group of securities with one purchase. These securities can consist of stocks, money market instruments, bonds, and other assets.
By: Chris Worrell
With the spirit of giving in the air and multiple ongoing crises in the headlines, philanthropic individuals are increasingly being targeted by scammers.
By: Michael Tedder | Source: Money
Holiday shopping season is here, and thanks to the pandemic, we’re doing more online buying than ever before. Unfortunately, this has also led to a rise in scams designed to harvest your personal information.
By: Anna Bahney | Source: CNN Business
Relying heavily on credit cards could not come at a worse time for the millions who have lost income or suffered a job loss as a result of shutdowns. It’s especially bad for those who may have already been in debt.
By: Geoff Williams | Source: US News and World Report Money
Wage garnishment is not to be taken lightly. There are different scenarios and associated costs for each situation, but if your wages are being garnished by any amount, one thing is clear, your financial life is a mess. Though you may not clean it up quickly, there are steps that can improve your circumstances like negotiating a payment plan with your creditor or seeking help from a credit counselor.