Howard Dvorkin receiving the Horatio Alger Award on stage, holding the bronze bust and medal while congratulating fellow honorees during the formal ceremony.

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When major media outlets need the perspective of a personal finance expert, they call Howard.

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How does ‘buy now, pay later’ affect your credit score?

By: Beth Deyo | Source: Bankrate

“If they report and you go out and get five of these loans, it looks like you’re desperate for credit,” says Howard Dvorkin, CPA and chairman of Debt.com. “You have to be very careful.” “If you can’t afford it, don’t buy it,” he advises.

How does ‘buy now, pay later’ affect your credit score?

By: Beth Deyo | Source: Bankrate

“If they report and you go out and get five of these loans, it looks like you’re desperate for credit,” says Howard Dvorkin, CPA and chairman of Debt.com. “You have to be very careful.”

Buy Now, Pay Later Payments: New Rules Consumers Should Know

By: Brian O’Connell | Source: The Street

Some of that speculation falls into the eye-opening category.Debt.com Chairman Howard Dvorkin has been tracking BNPL trends since the buy now, pay later revolution broke out. Here’s his outlook on what’s next with BNPL.

Services That Allow You to Buy Now, Pay Later

By: Geoff Williams | Source: U.S. News & World Report

Howard Dvorkin, a certified public accountant and the chairman of Debt.com, has a completely different take. “Remember, these companies wouldn’t offer BNPL plans if they couldn’t profit from them – at your expense,” he says. “For every perk you salivate over, there’s a catch that will have you spitting angry.”

Buy now, pay later apps can lead to vicious debt cycles — here’s what you need to know

By: Art Raymond | Source: DeseretNews

“People are buying ‘wants’ not ‘needs,’” Howard Dvorkin, CPA and chairperson of Debt.com, told CNBC.

When buy now, pay later comes back to bite you

By: Jessica Dickler | Source: CNBC

“People are buying ‘wants’ not ‘needs,’” said Howard Dvorkin, CPA and chairperson of Debt.com.

How does ‘buy now, pay later’ affect your credit score?

By: Dawn Papandrea | Source: Bankrate

The problem? “Nobody’s reading the fine print,” says Howard Dvorkin, CPA and chairman of Debt.com. “Either you’re checking out on a terminal or on your computer or phone, and the screen is small, and you’re not going to sit there and read this lending language.”

Buy now, pay later is the new layaway: What are the pros and cons?

By: Cortney Moore | Source: Fox Business

Consumers will face fees if they’re late (even once) or miss a payment. It’s also added to your credit report, dragging down your overall credit score, according to Howard Dvorkin, CPA and chairman of debt.com.

Financial Experts React to Rise in Crypto Retirement Plans

By: Yaёl Bizouati-Kennedy

Howard Dvorkin, CPA and Chairman of Debt.com, tells GOBankingRates that he “can’t think of anything more ridiculous than adding crypto currency to a retirement portfolio.”

Cryptocurrency Complicates Splitting Assets During a Divorce

By: Yaёl Bizouati-Kennedy | Source: GoBankingRates

In a sign of the times, a new issue is facing Americans who are starting divorce proceedings: Who gets to keep the cryptos? While common issues such as splitting assets and houses, child custody and even pet custody, can already be complicated, adding cryptos to the mix is an increasing concern and makes the situation thornier.

Will Bitcoin Ever Be Accepted Widely as a Form of Payment?

By: Gabrielle Olya | Source: GoBankingRates

In March, Elon Musk announced that Tesla would allow customers to purchase its electric vehicles using bitcoin — but will other major brands follow suit?

Tips to Avoid Online Shopping Scams

By: Nicole Spector | Source: Yahoo! Finance

With Black Friday offers storming in from retailers everywhere, consumers might feel overwhelmed just trying to distinguish the great bargains from the dud deals. In all the hustle and bustle of online shopping, it can be easy to overlook one crucial first step: cybersecurity.