When major media outlets need the perspective of a personal finance expert, they call Howard.
By: Gabriel Vito | Source: GOBankingRates
“The problem is when you have bad credit, you’re not getting that super-low 8 to 10% interest rate,” said Howard Dvorkin, chairman of Debt.com. “In extreme cases, you might not save a dime, because the personal loan might actually charge more than the interest on your existing credit cards.”
By: Aly Yale | Source: Money Watch
“A counselor gives you an in-depth debt analysis over the phone,” says Howard Dvorkin, chairman of Debt.com. “There’s no obligation, and you hang up knowing all your options and — most importantly — creating an accurate monthly budget.”
By: Aly Yale | Source: Money Watch
“If the Fed cuts rates later this year or next, we’re not likely to see credit card interest drop dramatically,” says Howard Dvorkin, chairman of Debt.com. “Any changes will be slow and small.”
By: Sharonn Wu | Source: Money Watch
“[Consult] a professional [at] a credit counseling agency or debt solutions company,” Howard Dvorkin, chairman of Debt.com, says. “They’ve seen the worst payday loan emergencies you could imagine, so they know how to deal with them.”
By: Aly Yale | Source: Money Watch
“Now Americans are rediscovering their value,” Howard Dvorkin, chairman of Debt.com, says.
By: Matt Sczesny | Source: WPTV
“Actually, 50% of all marriages fail, and the No. 1 reason is financial pressure,” Dvorkin said. “I can’t tell you how many times I get a letter on a monthly basis or an email, (saying) ‘thank you for saving my family, thank you for saving my marriage, thank you for saving my life.'”
By: Michael Butler | Source: The Miami Herald
Long before he opened his company’s headquarters in South Florida, Debt.com founder Howard Dvorkin grew up Jewish in a mostly Italian working-class neighborhood in Toms River, New Jersey.
By: Alexander Jones | Source: International Banker
“Even if headlines suggest inflation is cooling, everyday Americans are still feeling its full weight at home,” “Our findings show that many are forced to lean on high-interest credit cards just to get by—yet most haven’t taken steps to explore solutions that could help them regain control.”
By: Angela Mae | Source: Credible
“Use whatever you save to pay down the next debt,” says Howard Dvorkin, CPA, debt counselor and chairman at Debt.com. “Whatever you do, don’t spend that savings on anything that isn’t crucial to your life. Otherwise, the whole exercise becomes meaningless.”
By: Matt Richardson | Source: Money Watch
“Inflation doesn’t just raise prices; it hikes interest rates, too,” says Howard Dvorkin, chairman of Debt.com. “That credit card that once charged 18% interest might now be up to 22%. That’s because inflation eats into the profits of credit card issuers just like it eats into your household budget.”
By: Amy Boyington | Source: Credible
“Choosing a debt settlement company is a lot like buying a new car,” says Howard Dvorkin, a CPA, debt solutions author, and the founder and chairman of Debt.com. “You research price, reliability, and safety.”
By: Alice Gibbs | Source: Newsweek
“It’s so easy,” he said. “There’s almost zero friction to overspending with a credit card. Being a credit card issuer is one of the few businesses where you profit if your customers are going broke.” “Since we don’t teach personal finance in most high schools and almost no colleges, credit card debt has become a rampant social problem,” he said. “And because everyone is doing it, many people think it’s just the way things are.”