How to Prepare for Retirement: A 5 Step Guide
By: Aimee Bohn
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May 10, 2022
|Investment U
The CPA and chairman of Debt.com, Howard Dvorkin, warned of carrying credit card debt into retirement… Right now, [credit card] interest rates are hovering around 20%. That means you’re paying a dollar for every five you borrowed.
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Buy now, pay later apps can lead to vicious debt cycles — here’s what you need to know
By: Art Raymond
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May 9, 2022
|DeseretNews
“People are buying ‘wants’ not ‘needs,’” Howard Dvorkin, CPA and chairperson of Debt.com, told CNBC.
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Credit Utilization: Understand How It Impacts Your Credit Score
By: Casey Bond
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April 22, 2022
|U.S. News & World Report
"Credit utilization makes up such a significant part of your score because if you're maxing out credit cards, lenders may assume that you are living beyond your means, ultimately deeming you as a credit risk," says Howard Dvorkin, a CPA, author, columnist and chairman of personal finance site Debt.com.
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5 Things to Do Now to Protect Your Money During High Inflation
By: Jared Lindzon
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April 19, 2022
Having a budget is always the best way to keep costs under control, and in recent years inflation has caused many Americans to take up the practice. According to a survey by debt.com, 80% budgeted their expenses in 2021, compared with only 68% in 2019.
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Housing market already shows signs of slowing down, experts say
By: Mark Huffman
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April 14, 2022
|Consumer Affairs
For would-be buyers, it may also turn out to be an opportunity if the market softens. Howard Dvorkin, a CPA and chairman of Florida-based Debt.com, says this is no time for buyers to take on a debt that may prove to be unmanageable. “If you find yourself saying out loud, ‘I think I can stretch my budget to buy this home,’ don’t do it,” Dvorkin told ConsumerAffairs. “Your budget will be stretched after you buy a home. Don’t forget all the background expenses that go into a just-bought home – from taxes to furnishings, from repairs to maintenance.”
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How to Deal With Inflation
By: Nicole Pajer
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April 7, 2022
|shondaland
“They’ll let you compare costs at different gas stations in your area,” says Howard Dvorkin, a certified public accountant and the chairman of Florida-based Debt.com. “If you have a rewards credit card, you’re racking up points that you can redeem for cash back,” says Dvorkin.
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