What are credit repair services — and are they worth the money?
By: Oscar Gonzalez | Source: CNET
All the pros and cons of paying someone to fix your credit.
In the News
When major media outlets need the perspective of a personal finance expert, they call Howard.
Browse by Topic
Related content on ‘Credit’
How often should you use your credit card?
By: Barri Segal | Source: CreditCards.com
There is more than one reason to keep your credit cards open and active. Find out from a selection of experts how a closed card might impact your overall credit and how and when to avoid having it closed.
Credit Utilization: Understand How It Impacts Your Credit Score
By: Nick Clements and Casey Bond | Source: US News and World Report Money
Lenders, like credit card companies and banks, use credit scores to assess possible risks associated with lending out money to consumers. The goal is to reduce losses due to bad debt by evaluating your score, which can be determined by several factors, like paying your bills on time. Keeping your credit utilization low is another smart strategy toward increasing your score.