When major media outlets need the perspective of a personal finance expert, they call Howard.
By: Palash Ghosh | Source: International Business Times
Despite historically low interest rates from the Federal Reserve, many retail store credit cards still charge inordinately high annual percentage rates, or APRs.
By: Oscar Gonzalez | Source: CNET
All the pros and cons of paying someone to fix your credit.
By: Barri Segal | Source: CreditCards.com
There is more than one reason to keep your credit cards open and active. Find out from a selection of experts how a closed card might impact your overall credit and how and when to avoid having it closed.
By: Nick Clements and Casey Bond | Source: US News and World Report Money
Lenders, like credit card companies and banks, use credit scores to assess possible risks associated with lending out money to consumers. The goal is to reduce losses due to bad debt by evaluating your score, which can be determined by several factors, like paying your bills on time. Keeping your credit utilization low is another smart strategy toward increasing your score.