Howard Dvorkin leading a team meeting in a modern office, standing at the head of a conference table while colleagues listen and engage, with the Debt.com website visible on a screen behind him.

My Columns

Learn the real deal when it comes to today’s top financial news from a certified personal finance expert.

Related content on ‘Budgeting’

Where Is The Outrage About Financial Literacy?

By: Howard Dvorkin

Teaching children financial literacy and about money will help them save more as adults. Yet another year goes by with nothing being done about it.

Dvorkin On Debt: What Do These Numbers Mean?

By: Howard Dvorkin

What do these numbers mean? These obscure statistics reveal big lessons and recently got me thinking that overspending is like a drug.

What The “Next Recession” Experts Are Missing

By: Howard Dvorkin

It’s so obvious, why aren’t they mentioning it? I’ve previously predicted the next recession in 2018 although it won’t necessarily be Trumps fault.

3 Discouraging (And 2 Encouraging) Facts About Americans And Their Money

By: Howard Dvorkin

How are Americans and their finances? It’s complicated. There’s seldom good news about Americans’ debts. Can it get any worse? Sure it can.

3 Revealing Money Facts You Probably Haven’t Heard About

By: Howard Dvorkin

You probably haven’t heard about these revealing money facts. That’s why it’s so important that personal finance become not just a personal topic.

Why 3 Obscure Polls Are Good News About America’s Debt

By: Howard Dvorkin

This marketing company spent four weeks interviewing 8,550 Americans. Conclusion: despite America’s debt, Americans love coupons,deals, and spending.

Car Insurance for Your Teen Will Drive You Crazy

By: Howard Dvorkin

Wonder how much it costs once your teenager starts driving? While we all complain about personal debt, we often forget that it’s not just personal.

The Most Depressing Statistic of the Summer

By: Howard Dvorkin

Most families are worried about paying for their kids to go to college, but the most depressing fact of the summer has to do with family inheritance.

Americans Are Buried in Debt, But What About the Rest of the World?

By: Howard Dvorkin

America is so buried in debt, we’re knocking countries such as France, Russia and China out of the water. Is it our student debt? Or our household debt?

3 Profitable Facts About Your Workplace

By: Howard Dvorkin

Most Americans are worried more about spending than spending. These facts about money management can not only make you more money, but help you save.

Make Money By Being Disloyal — To Your Credit Card

By: Howard Dvorkin

Your loyalty program isn’t saving you money, and it’s your fault. Unfortunately, consumers believe credit card perks are worth it.

What You Can Learn About Money From A Commencement Speech

By: Howard Dvorkin

Here are six lessons for not only new grads, but for everyone. These pieces of commencement speech advice could set you up for a better future.