My Columns

By: Howard Dvorkin

Most Americans know how to save money on credit card interest rates in a variety of ways, but research shows they don’t actually do those things.

By: Howard Dvorkin

Free credit freezes thanks to to the worst data breach ever, we all get an amazing new crime-fighting tool. What once cost up to $30, is now free.

By: Howard Dvorkin

Here’s a headline you don’t see every day: “Americans Believe Tech Makes Their Lives Better But Society Worse.” Among other weird financial news.

By: Howard Dvorkin

Where will credit cards be in 5-10 years? Probably nowhere good. Credit cards have become so important to our daily lives that we might as well consider them like a cell phone. Can you imagine living without either? Yet both are more confusing than they need to be.

By: Howard Dvorkin

The Federal Reserve rate hike sounds intimidating and confusing, but here is the bottom line: If you don’t pay off your credit cards every month, you’ll probably pay more.

By: Howard Dvorkin

What do financial disasters and a man-made recession have in common? Not much, other than they’re both catastrophic to our finances.

By: Howard Dvorkin

“I have put in 250-300 hours to scholarship applications,” he says proudly, almost defiantly. “I have applied for approximately 96 scholarships now, and I plan to keep adding on to that number so that I can increase my chances of winning more money to reduce my college expenses.” Read more.

By: Howard Dvorkin

Are debt collectors evil people or a necessary evil? I’ll choose the latter. Debt collectors are just doing their jobs. Of course, some do it too enthusiastically — and even illegally.

By: Howard Dvorkin

Buying a new car? Beware of car dealership fees. They’re a sneaky trick most car dealerships try to pull, but you can learn to avoid them.

By: Howard Dvorkin

A company called First Insight polled 1,000 Americans earning more than $100,000 a year and learned: “42 percent of affluent shoppers now frequently shop at discount retailers versus only 27 percent at full price retailers, with 36 percent saying their discount shopping has increased.”

By: Howard Dvorkin

I hope I’m wrong about recession 2018. We have to survive 12 months of crushing personal debt to avoid another economic meltdown.

By: Howard Dvorkin

Holiday credit card debt may have you feeling like New Years Day…questioning choices and hungover. Spending too much always leads to buyers remorse