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11 Steps for Paying Off Credit Card Debt in 2021
By: Nicole Spector | Source: Yahoo Finance
Debt was already a significant hurdle for Americans in the years leading up to the COVID-19 pandemic; back in 2018, a study by Northwestern Mutual found that average personal debt (exclusive of home mortgages and among those with some debt) surpassed $38,000. And things continued to worsen.
2020 and your money: 5 surprising trends in a tumultuous year for Americans and their finances
By: Russ Wiles | Source: USA Today
The past year has been unusual not just from a public-health standpoint, but in terms of personal money behaviors and economics. Many of the typical financial patterns that you’d expect to see in a recession year just didn’t pan out.
Do’s and don’ts of earning an intro bonus on your holiday shopping
By: Holly Johnson | Source: CreditCards.com
ou can earn something for yourself as you go about checking off your holiday shopping list – that is, if you pay with a rewards credit card that offers an introductory bonus. Here’s what to keep in mind if you want to earn a sign-up bonus while buying gifts.
Tips to Avoid Online Shopping Scams
By: Nicole Spector | Source: Yahoo! Finance
With Black Friday offers storming in from retailers everywhere, consumers might feel overwhelmed just trying to distinguish the great bargains from the dud deals. In all the hustle and bustle of online shopping, it can be easy to overlook one crucial first step: cybersecurity.
Financial expert warns of charity scams during the season of giving and throughout the year
By: Chris Worrell | Source: Cleveland.com
With the spirit of giving in the air and multiple ongoing crises in the headlines, philanthropic individuals are increasingly being targeted by scammers.
That ‘Package Delivery’ Text You Just Got Is Probably a Scam
By: Michael Tedder | Source: Money
Holiday shopping season is here, and thanks to the pandemic, we’re doing more online buying than ever before. Unfortunately, this has also led to a rise in scams designed to harvest your personal information.
Denied: Many Americans have been turned down for credit in 2020
By: Allie Johnson
A new poll from Bankrate shows 22 percent of U.S. consumers have had an application for credit rejected in the middle of the coronavirus pandemic because a credit card company, lender or landlord deemed their credit score too low.
The future of credit card rewards
By: Barri Segal | Source: creditcards.com
Never underestimate the power of credit card rewards – you can use them to travel, buy merchandise or gift cards, and even get cash back for your everyday purchases.
Student Debt Puts a Damper on Dating After College
By: Nicole Audrey | Source: NBC News
Ah to be young and in love! Turns out it may not be so easy when you’re also young and in debt.
While the Federal Reserve Keeps Interest Rates Near Zero, Retail Store Credit Cards Charge High Rates
By: Palash Ghosh | Source: International Business Times
Despite historically low interest rates from the Federal Reserve, many retail store credit cards still charge inordinately high annual percentage rates, or APRs.
5 Signs of an IRS Tax Scam
By: Maryalene LaPonsie | Source: U.S. News & World Report
To assure you don’t become a victim, watch out for these five red flags of an IRS tax scam.