When major media outlets need the perspective of a personal finance expert, they call Howard.
By: Aly Yale | Source: Fox Business
“Private student loan interest rates depend on several different factors, some of which are in your control — and some that aren’t,” says Howard Dvorkin, a certified public accountant and chairman at Debt.com. “Depending on the lender, your credit score and market trends could have an effect on your rate.”
By: Sun Sentinel | Source: South Florida Sun Sentinel
Florida lawmakers approved a new gambling deal with the Seminole Tribe that, if the feds approve it, will expand gambling throughout the state.
By: Yaёl Bizouati-Kennedy | Source: GoBankingRates
In a sign of the times, a new issue is facing Americans who are starting divorce proceedings: Who gets to keep the cryptos? While common issues such as splitting assets and houses, child custody and even pet custody, can already be complicated, adding cryptos to the mix is an increasing concern and makes the situation thornier.
By: Gabrielle Olya | Source: GoBankingRates
As much flack as millennials get for their bad financial habits, they actually are pretty good savers. A recent survey conducted by Bank of America found that 73% of millennials are actively saving money and more than half (59%) have $15,000 or more in savings. Perhaps even more impressive, the survey found that nearly 1 in 4 millennials (24%) has $100,000 or more in savings. And while that seems impressive, is that actually enough?
By: Michele Lerner | Source: The Washington Post
The frenzied spring housing market sometimes makes it seem like everyone is buying a home at once. But many renters can’t afford to buy a home in an expensive housing market or aren’t sure if they want to buy.
By: Nicole Spector | Source: GoBankingRates
It’s everyone’s favorite time of year: tax season! This year individuals have until May 17 to file their 2020 federal income taxes (versus the pre-COVID-19 date of April 15, which only quarterly payers need to heed).
By: Yaёl Bizouati-Kennedy | Source: GoBankingRates
The pandemic has created uncertainty in employment and the labor market, but a new survey found that eight in 10 retirees are confident in their ability to live comfortably throughout retirement. According to the 2021 Retirement Confidence Survey, 72% of workers expressed confidence in their ability to retire comfortably, up three percentage points from last year.
By: Erica Sandberg | Source: Bankrate
f you’ve experienced a credit limit decrease, you’re not alone. Card issuers frequently change credit lines for a variety of reasons, which may or may not have anything to do with the way you handled the account. Lowering credit lines is simply a strategy to mitigate risk, and an issuer may take that action when necessary.
By: Rich Exner | Source: Cleveland.com
If you’ve been intentionally carrying a balance on your credit cards with hope of improving your credit score, you just may be making an expensive decision without getting any closer to your goal.
By: Gabrielle Olya | Source: GoBankingRates
In March, Elon Musk announced that Tesla would allow customers to purchase its electric vehicles using bitcoin — but will other major brands follow suit?
By: Brittany De Lea | Source: Fox Business
Small business owners have taken a hit from the coronavirus pandemic, and now some experts are concerned that they may see their tax obligations rise as a result of proposals expected from President Biden.
By: Nicole Spector | Source: Yahoo Finance
Debt was already a significant hurdle for Americans in the years leading up to the COVID-19 pandemic; back in 2018, a study by Northwestern Mutual found that average personal debt (exclusive of home mortgages and among those with some debt) surpassed $38,000. And things continued to worsen.