Financial News Features

"If your budget or spending is unorganized, it will be easy to accumulate debt quickly and get in over your head. Make an outline of all of your expenses, allocate whatever amount of money is necessary in order for you to operate, and adhere to the limits that you set yourself," Howard Dvorkin, CPA and personal finance expert at Debt.com, tells Inc.

Perhaps the easiest way to get a credit score is to be added as an authorized user on the credit card of someone who already has an excellent track record, said Howard Dvorkin, CPA and chairperson of Debt.com.

Perhaps the easiest way to get a credit score is to be added as an authorized user on the credit card of someone who already has an excellent track record, said Howard Dvorkin, CPA and chairperson of Debt.com.

“You should consult an attorney and draw up an agreement if the worst happens — and that includes one of you dying,” explains Howard Dvorkin, CPA, and the chairman of Debt.com.

“A lot of clients come in and say they don’t like filing electronically, and I say, why not. There is no reason not to in this day and age,” Howard Dvorkin, a certified public accountant, said.

For many people, reality stars included, credit card statements can be the last documents you want to be made public, says Howard Dvorkin, CPA and chairman of Debt.com: “What you spend and where you spend it is simply truth that can’t be spun.