When major media outlets need the perspective of a personal finance expert, they call Howard.
By: Sarah Sharkey | Source: Bankrate
f you are struggling to open a bank account, you aren’t alone. Many consumers are unable to open bank accounts if they have a history of mismanaging their funds. No matter what circumstances brought you to this point, there are still options.
By: Lou Carlozo, Paulina Likos | Source: Yahoo! News
Many parents are anxious about providing for their children into adulthood but they can start to share this duty by gradually incorporating their kids into money management decisions.
By: Rebecca Lake | Source: CreditCards.com
Credit card identity theft is on the rise. These services can help you monitor your credit and catch mistakes as early as possible.
By: Aly Yale | Source: Fox 10 Phoenix
Parent PLUS Loans are just one of many student loan options available through the U.S. federal government. Unlike others, though, these are taken out by a parent of the student attending school — not the student themselves.
By: Brittany De Lea | Source: Fox Business
This year’s tax filing deadline is approaching – and as coronavirus cases continue to rise in many states throughout the United States, some experts believe the IRS may consider additional penalty relief in the coming months.
By: Oscar Gonzalez | Source: CNET
All the pros and cons of paying someone to fix your credit.
By: Cameron Huddleston | Source: GOBankingRates
Summer is usually a time to cut loose and have fun, and while you may not be traveling as much this year, there are still ways to enjoy the season. If you’re not careful, though, fun can lead to overspending and a multitude of other money mistakes.
By: Aly Yale | Source: Fox 10 Phoenix
If you’re applying for a personal loan, securing a low interest rate is critical — especially if you’re borrowing a large amount of money. While shopping around for lenders can certainly help (rates vary greatly from one to the next), there are other things you can do to improve your chances of getting a low interest rate personal loan, too.
By: Brittany De Lea | Source: Fox Business
The first fraud charges have been filed in Rhode Island against two men attempting to defraud the coronavirus stimulus program. The application for the Paycheck Protection Program stated they were seeking $500,000 for employees’ wages when they have no employees working at any of their businesses. Unfortunately, this may not be the last instance of fraudsters seeking the program’s funds.
By: Brittany De Lea | Source: Fox Business
The question of whether the government intended to reduce the worth of the Paycheck Protection Program loan or if it was red tape oversight doesn’t really matter since the result remains the same. The IRS has issued guidance for business owners that prevents a tax deduction claim for a forgiven PPP loan, ensuring no one receives a double tax benefit. However, these high-quality low-interest-rate loans are a clear advantage for businesses fighting the coronavirus pandemic.
By: Brittany De Lea | Source: Fox Business
Funding for Social Security was on shaky ground even before the coronavirus pandemic began, but now concerns have been raised over the strength of the fund, with projections pointing to only a portion of benefits to be received. However, the major damage concern is the continued unemployment which reduces payroll tax revenues that fund the social security program. Find out more about potential impacts on the program’s future.
By: Aly Yale | Source: Fox Business
Medical bills are the leading cause of bankruptcy according to the American Journal of Public Health. Personal loans may work to your advantage if you’re facing potential collections attempts. Aside from consulting with your medical provider directly, there are other options to consider if an agreement can’t be made.