Howard Dvorkin receiving the Horatio Alger Award on stage, holding the bronze bust and medal while congratulating fellow honorees during the formal ceremony.

In the News

When major media outlets need the perspective of a personal finance expert, they call Howard.

Do’s and don’ts of earning an intro bonus on your holiday shopping

By: Holly Johnson | Source: CreditCards.com

ou can earn something for yourself as you go about checking off your holiday shopping list – that is, if you pay with a rewards credit card that offers an introductory bonus. Here’s what to keep in mind if you want to earn a sign-up bonus while buying gifts.

Tips to Avoid Online Shopping Scams

By: Nicole Spector | Source: Yahoo! Finance

With Black Friday offers storming in from retailers everywhere, consumers might feel overwhelmed just trying to distinguish the great bargains from the dud deals. In all the hustle and bustle of online shopping, it can be easy to overlook one crucial first step: cybersecurity.

Financial expert warns of charity scams during the season of giving and throughout the year

By: Chris Worrell | Source: Cleveland.com

With the spirit of giving in the air and multiple ongoing crises in the headlines, philanthropic individuals are increasingly being targeted by scammers.

That ‘Package Delivery’ Text You Just Got Is Probably a Scam

By: Michael Tedder | Source: Money

Holiday shopping season is here, and thanks to the pandemic, we’re doing more online buying than ever before. Unfortunately, this has also led to a rise in scams designed to harvest your personal information.

Denied: Many Americans have been turned down for credit in 2020

By: Allie Johnson

A new poll from Bankrate shows 22 percent of U.S. consumers have had an application for credit rejected in the middle of the coronavirus pandemic because a credit card company, lender or landlord deemed their credit score too low.

The future of credit card rewards

By: Barri Segal | Source: creditcards.com

Never underestimate the power of credit card rewards – you can use them to travel, buy merchandise or gift cards, and even get cash back for your everyday purchases.

Student Debt Puts a Damper on Dating After College

By: Nicole Audrey | Source: NBC News

Ah to be young and in love! Turns out it may not be so easy when you’re also young and in debt.

While the Federal Reserve Keeps Interest Rates Near Zero, Retail Store Credit Cards Charge High Rates

By: Palash Ghosh | Source: International Business Times

Despite historically low interest rates from the Federal Reserve, many retail store credit cards still charge inordinately high annual percentage rates, or APRs.

5 Signs of an IRS Tax Scam

By: Maryalene LaPonsie | Source: U.S. News & World Report

To assure you don’t become a victim, watch out for these five red flags of an IRS tax scam.

Are you financially stressed right now? What to know about options, from debt negotiation to bankruptcy

By: Russ Wiles | Source: Arizona Republic

The COVID-19 pandemic and economy-shutting measures to contain it came on quickly, over a matter of weeks. But the financial fallout — from job losses, reduced hours or wages, higher medical bills, mounting credit card bills and more — could linger as an unfortunate reminder for years to come.

15 Expert Financial Strategies For Seasonal Businesses

By: Forbes Council | Source: Forbes

When the majority of your sales occur in a small window of time, you need a strong budget and operational strategy to keep yourself afloat during the off-season. To help, we asked a panel of Forbes Finance Council members how they recommend managing seasonal sales cycles.

Tuesday Town Hall Segment Three: Student Loan Debt

By: WGRZ.com | Source: WGRZ

Howard Dvorkin, chairman of Debt.com and a personal finance expert, talks about college loan debt.