Concerns about by now, pay later plans mount -- along with consumer debt
By: Gary Guthrie
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March 8, 2023
|ConsumerAffairs
ConsumerAffairs asked Howard Dvorkin, CPA and chairman of Debt.com, for the ugly truth anyone considering BNPL needs to know. “All BNPL providers are not the same. They offer very different terms, and you need to closely review the agreement,” Dvorkin said, noting that like credit cards, BNPL arrangements have varying terms on payback, interest rates, and fees. “This definitely isn't like paper towels, where both Bounty and Brawny will wipe up a spill.”
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Most Americans Don’t Know the Standard Tax Deduction Amount: Here Are the Top Details To Know
By: Yaёl Bizouati-Kennedy
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February 17, 2023
|Yahoo! Finance
“People hear the phrase ‘death and taxes’ and think neither can change. While death doesn’t change, taxes certainly do. Or rather, the rules governing them change all the time,” said Howard Dvorkin, CPA and chairman of Debt.com. “The most important fact to know is that deductions come in two flavors: standard and itemized. Each reduces your taxable income. Sadly, you can’t use both at the same time. You must choose.”
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Amid persistent inflation, 54% of Americans are using savings to pay for everyday expenses
By: Jessica Dickler
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February 16, 2023
|CNBC
“There’s a great deal of economic risk right now, and if you’re borrowing from your future or someone else to cover expenses, an economic slowdown could be worse for you than it has to be,” said Howard Dvorkin, CPA and chairman of Debt.com.
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Valentine's Day Tips for Talking About Money as a Couple
By: Associated Press
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February 14, 2023
|US News & World Report
In more than 20 years as a financial adviser, Howard Dvorkin, chairman of Debt.com, has had plenty of couples approach him with money issues that eventually lead them to break up. “You should talk about money, lifestyle, goals and dreams,” he said. “Because (money) affects your dreams, and if you go into a relationship with debt, your dreams may be altered.”

Valentine's Day Tips for Talking About Money as a Couple
By: Adriana Morga
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February 14, 2023
|The Washington Post
In more than 20 years as a financial adviser, Howard Dvorkin, chairman of Debt.com, has had plenty of couples approach him with money issues that eventually lead them to break up. “You should talk about money, lifestyle, goals and dreams,” he said. “Because (money) affects your dreams, and if you go into a relationship with debt, your dreams may be altered.”
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State of the Union: 5 Key Points That Could Impact Your Wallet
By: Yaёl Bizouati-Kennedy
|
February 8, 2023
|yahoo! finance
“The first contentious part of Biden’s speech was about the debt ceiling,” said Howard Dvorkin, CPA and chairman of Debt.com. “When Biden accused some of his “Republican friends” of wanting to “take the economy hostage,” the GOP jeers briefly interrupted his speech.”