Howard Dvorkin leading a team meeting in a modern office, standing at the head of a conference table while colleagues listen and engage, with the Debt.com website visible on a screen behind him.

My Columns

Learn the real deal when it comes to today’s top financial news from a certified personal finance expert.

Here Comes The Debt

By: Howard Dvorkin

These days, the “wedding day blues” means going deeply into the red. Check out our spooky video on wedding debt.

Dvorkin On Debt: Take The “Tired” Out Of “Retired”

By: Howard Dvorkin

Recent retirement news shows that millennials and middle-aged women have it rough. Here’s how to counter the doom and gloom regarding retirement savings.

Dvorkin On Debt: Is Your Retirement Automatically In Trouble?

By: Howard Dvorkin

Automatic savings plans like a 401(k) have helped millions of Americans. Are the 401(k)s hurting your retirement too? Is it in trouble?

Dvorkin On Debt: Do You Have “Deficit Attention Disorder”?

By: Howard Dvorkin

You’ve heard of ADD. But how about DAD? If you aren’t paying attention to long-term financial goals, you may have this horrible condition.

Dvorkin On Debt: Cash Is Still King

By: Howard Dvorkin

As the saying goes, “cash is king.” It’s as true as ever, despite Apple Pay and other mobile payments. Long live the king!

Dvorkin On Debt: How To Teach Kids About Money

By: Howard Dvorkin

Giving an allowance is just the beginning in how to teach kids about money.

Dvorkin on Debt: Don’t Loan Alone

By: Howard Dvorkin

Another day, another gloomy student loan debt report — but you don’t have to become a statistic in the student loan crisis.

What All College Students Can Learn From This Freshman

By: Howard Dvorkin

Kaylie Morgan, Debt.com’s third winner of the Aggressive Scholarship Applicants, an easy scholarship obtained through persistence.

Personal Health And Personal Finance: Prescription For Success

By: Howard Dvorkin

Here are 3 simple and free ways that health and personal finance can go hand in hand to offer you a better lifestyle that works for your budget. The best prescription is financial security.

Dvorkin On Debt: Do You Bribe Your Kids?

By: Howard Dvorkin

There’s a right way and a wrong way when it comes to kids allowance. The right way is called “allowance.” The wrong way is called “cookies.”

Dvorkin On Debt: My Millennial Skepticism

By: Howard Dvorkin

I’ve touted my support for the next generation, but not all is fine with their finances. Some troubling millennial finance trends ahead…

Dvorkin On Debt: Your Credit Card Is Not Your Friend

By: Howard Dvorkin

Your credit card is your business partner. So to increase your financial empowerment, you need to set aside all emotions and sever the relationship.