Howard Dvorkin leading a team meeting in a modern office, standing at the head of a conference table while colleagues listen and engage, with the Debt.com website visible on a screen behind him.

My Columns

Learn the real deal when it comes to today’s top financial news from a certified personal finance expert.

Debt.com Scholarship Winner: Nursing Her Way To Financial Health

By: Howard Dvorkin

This month’s Debt.com scholarship winner for aggressive scholarship applicants plans to work as a nurse after she graduates from college.

Back-To-School Shopping Advice For Parents: Ignore Your Kids

By: Howard Dvorkin

Don’t give in to your kids’ demands. Use back to school shopping as an opportunity to teach them about the value of money.

When You Were Born Might Reveal Whether You Have Money

By: Howard Dvorkin

Research from The Federal Reserve suggests it can determine your income and wealth by age. Its report found a correlation between the economic climate of the decade you were born, and the wealth you have accrued to date.

What Young People Don’t Know About Money Is Hurting Them

By: Howard Dvorkin

If they’re not careful, what millennials don’t know about money might also kill them. They underestimate the need for health insurance, keeping housing costs down, and financial planning for the loss of their parents.

The Future Of Credit Cards: Bad For Business, Bad For You

By: Howard Dvorkin

Where will credit cards be in 5-10 years? Probably nowhere good. Credit cards have become so important to our daily lives that we might as well consider them like a cell phone. Can you imagine living without either? Yet both are more confusing than they need to be.

Amazon Prime Day: Do It Wrong, And It’ll Cost You

By: Howard Dvorkin

You can save a lot of money online shopping on Amazon Prime Day. However, Amazon makes it a little tricky. The date isn’t the same every year and the deals change rapidly. Be careful and only buy what you need.

Why You Should Care About The Fed’s Latest Rate Hike

By: Howard Dvorkin

The Federal Reserve rate hike sounds intimidating and confusing, but here is the bottom line: If you don’t pay off your credit cards every month, you’ll probably pay more.

Does Debt Cause Brain Damage?

By: Howard Dvorkin

A new study says the lower your socioeconomic status, the greater the changes in your brain. It’s yet more evidence of a link between debt and mental health.

How Does Being Lonely Affect Your Financial Health?

By: Howard Dvorkin

Financial experts have long known that mental health and financial health are tightly linked. Money may not buy happiness but being happy is fiscally good

The Solution To The Student Loan Crisis? Implement New Rules

By: Howard S. Dvorkin | Source: Forbes

A few years ago, I interviewed a candidate for an entry-level accountant. The job paid $50,000, but she wanted $90,000. When I asked why I should pay almost double when she had little experience, she replied, “I have six master’s degrees.”

Will Entrepreneurs Reinvent Banks In The Future?

By: Howard S. Dvorkin | Source: Forbes

I remember a time when the boldest entrepreneurs would cringe in horror if you suggested they try to build a car. In the last century, that was a very expensive way to fail. Elon Musk has succeeded with Tesla because he took a technological leap when the major automakers weren’t willing to.

5 Good Reasons for Being Frugal Entrepreneurs Need to Remember When They Succeed

By: Howard S. Dvorkin | Source: Entrepreneur

Over the past two decades, the companies I have run have helped tens of thousands of entrepreneurs pay off their credit cards, pay down their student loans and in total have saved them millions of dollars empowering them to have the financial freedom to create amazing business.