Howard Dvorkin leading a team meeting in a modern office, standing at the head of a conference table while colleagues listen and engage, with the Debt.com website visible on a screen behind him.

My Columns

Learn the real deal when it comes to today’s top financial news from a certified personal finance expert.

Related content on ‘Debt’

Happy Holidays! You’ve Been Hacked!

By: Howard Dvorkin

Identity theft is a problem year-round. But the holidays make the problem even more severe. Holiday identity theft is a real fear among Americans.

How Technology Can Get You Out Of Debt — Or Bury You Under It

By: Howard Dvorkin

Using technology to help manage your finances can either help or hinder your plans. Automating savings and debt repayment is great.

Why Does Checking Your Credit Score Lower It?

By: Howard Dvorkin

Why does checking your credit score lower it? Here’s the answer: Checking your credit score will never lower your credit. Many people won’t believe me.

Overspending On The Holidays: Even The Experts Fall Victim

By: Howard Dvorkin

Financial experts are great to give advice — especially when speaking from personal experience. Here holiday spending tips from financial experts’ mistakes.

How Tracie Fobes Paid Off $37,000 In Debt

By: Howard Dvorkin

Who’s Tracie Fobes? She’s the founder of website PennyPinchin’ Mom. Check out her advice on how she got out of $37,000 worth of debt.

Debt.com Scholarship Winner Wants To Save Money And Lives

By: Howard Dvorkin

This month’s Debt.com scholarship winner wants to use her earnings to help her work toward a degree in medicine to help people in her home country of Haiti.

There’s Still A Healthcare Crisis, And It’s Still Driving People Into Debt

By: Howard Dvorkin

It’s been over a year since the healthcare crisis made big headlines. It was last September when Congress failed to overturn Obamacare.

“Overbiffing” Isn’t A Typo. It’s A New Crime.

By: Howard Dvorkin

Overbiffing is basically unscrupulous debt collectors tricking people into paying more than they really owe — by lying about the numbers.

Personal Finance Experts Share Their Money Mistakes

By: Howard Dvorkin

Debt.com spoke to other financial experts at FinCon and asked them to recount their worst money mistakes. Here are my five favorites.

Is a Balance Transfer a Good Idea? Depends on Your Personality

By: Howard Dvorkin

Debt.com asked personal finance experts, “Is a balance transfer a good idea?” Well, it depends. There are a few other questions you should ask yourself too.

What Is UltraFICO And Should You Care? Short Answer: Hell Yes

By: Howard Dvorkin

UltraFICO isn’t a superhero in the Marvel Universe, but it might as well be. Superheroes save the world, but UltraFICO will save you money.

Mostly Depressing, Occasionally Rewarding: When Your Job Is Helping Americans Get Out Of Debt

By: Howard Dvorkin

I’ve counseled Americans on how to get out of debt and. Over all those years, both credit card debt and student loan debt have surpassed $1 trillion.