Howard Dvorkin leading a team meeting in a modern office, standing at the head of a conference table while colleagues listen and engage, with the Debt.com website visible on a screen behind him.

My Columns

Learn the real deal when it comes to today’s top financial news from a certified personal finance expert.

Related content on ‘Career & Business’

Pandemic and Credit: Why the X1Credit Card Is Both Cynical and Practical

By: Howard Dvorkin

Who launches a new credit card during COVID-19? Very smart entrepreneurs, that’s who.

How to raise your credit score during a pandemic – while being a couch potato

By: Howard Dvorkin

Experian Boost, a free year-old service that’s helped millions of Americans improve their credit scores, recently announced that its members can add video streaming payment history to their Experian credit reports.

How your pandemic finances are just like science fiction – and a horror movie

By: Howard Dvorkin

If you’ve ever heard the term “debt cancellation,” it might sound like a great idea. Simply cancel the debts many Americans owe, and we can get this country moving again. Problem is, canceling debt doesn’t actually make it go away.

A CPA’s COVID-19 diagnosis

By: Howard Dvorkin

I’m no doctor, but I know all about financial ailments. After three decades, I can spot the symptoms of money woes. This pandemic will destroy lives in more ways than you think – and some of it is our fault.

Paying Off Debt: The Biggest Mistake We Make

By: Howard Dvorkin

Paying off debt isn’t a simple process. People hit bumps in the road on their debt-free journey. Here are the biggest mistakes experts have made.

Holiday Debt Stress: How To Beat It In One Day

By: Howard Dvorkin

Did you put the holidays on plastic? Now you’re in holiday debt. It’s not impossible to climb your way out. Start seeking debt relief options today.

Ally And Matt Owen Are Setting The World On FIRE

By: Howard Dvorkin

Ally and Matt Owen travel around the world teaching people how the used the financial independence retire early method to live out their dreams.

Happy Holidays! You’ve Been Hacked!

By: Howard Dvorkin

Identity theft is a problem year-round. But the holidays make the problem even more severe. Holiday identity theft is a real fear among Americans.

“Overbiffing” Isn’t A Typo. It’s A New Crime.

By: Howard Dvorkin

Overbiffing is basically unscrupulous debt collectors tricking people into paying more than they really owe — by lying about the numbers.

Personal Finance Experts Share Their Money Mistakes

By: Howard Dvorkin

Debt.com spoke to other financial experts at FinCon and asked them to recount their worst money mistakes. Here are my five favorites.

What Is UltraFICO And Should You Care? Short Answer: Hell Yes

By: Howard Dvorkin

UltraFICO isn’t a superhero in the Marvel Universe, but it might as well be. Superheroes save the world, but UltraFICO will save you money.

Mostly Depressing, Occasionally Rewarding: When Your Job Is Helping Americans Get Out Of Debt

By: Howard Dvorkin

I’ve counseled Americans on how to get out of debt and. Over all those years, both credit card debt and student loan debt have surpassed $1 trillion.