Howard Dvorkin leading a team meeting in a modern office, standing at the head of a conference table while colleagues listen and engage, with the Debt.com website visible on a screen behind him.

My Columns

Learn the real deal when it comes to today’s top financial news from a certified personal finance expert.

Related content on ‘Debt’

What Young People Don’t Know About Money Is Hurting Them

By: Howard Dvorkin

If they’re not careful, what millennials don’t know about money might also kill them. They underestimate the need for health insurance, keeping housing costs down, and financial planning for the loss of their parents.

The Future Of Credit Cards: Bad For Business, Bad For You

By: Howard Dvorkin

Where will credit cards be in 5-10 years? Probably nowhere good. Credit cards have become so important to our daily lives that we might as well consider them like a cell phone. Can you imagine living without either? Yet both are more confusing than they need to be.

Amazon Prime Day: Do It Wrong, And It’ll Cost You

By: Howard Dvorkin

You can save a lot of money online shopping on Amazon Prime Day. However, Amazon makes it a little tricky. The date isn’t the same every year and the deals change rapidly. Be careful and only buy what you need.

Why You Should Care About The Fed’s Latest Rate Hike

By: Howard Dvorkin

The Federal Reserve rate hike sounds intimidating and confusing, but here is the bottom line: If you don’t pay off your credit cards every month, you’ll probably pay more.

Does Debt Cause Brain Damage?

By: Howard Dvorkin

A new study says the lower your socioeconomic status, the greater the changes in your brain. It’s yet more evidence of a link between debt and mental health.

How Does Being Lonely Affect Your Financial Health?

By: Howard Dvorkin

Financial experts have long known that mental health and financial health are tightly linked. Money may not buy happiness but being happy is fiscally good

Debt.com’s Latest Scholarship Winner Has A Healthy Approach to Saving For College

By: Howard Dvorkin

Katie Waples has five siblings, four parents, and big plans. The 17-year-old from Billings, Montana, wants to be a nurse — not just as a career, but as a calling. This is what she told Debt.com.

What Do Marriage Counselors And Financial Experts Have In Common?

By: Howard Dvorkin

Financial counselors deal with some of the same issues that marriage counselors and psychologists do. That’s because money permeates our emotions.

5 Financial Facts That Worry Me Right Now

By: Howard Dvorkin

From our physical health to how little college graduates expect to make during their lifetimes, this financial data concerns me with how many Americans don’t have financial freedom.

Recession 2018? Not This Year. But Soon Enough

By: Howard Dvorkin

There may not be a recession 2018. But my point is not to predict when the next recession hits, more to warn readers of what will cause it to happen, and how to avoid it.

Why I Don’t Like Financial Literacy Month

By: Howard Dvorkin

Financial freedom is possible to those who understand how money management works. The only problem is, most Americans are never taught. We have a month dedicated to financial literacy, why not a full year?

Does Debt Lead to an Early Death?

By: Howard Dvorkin

Stress can take years off of your life. Many relate stress to work, but what about debt? Debt-related stress isn’t any different.