Howard Dvorkin leading a team meeting in a modern office, standing at the head of a conference table while colleagues listen and engage, with the Debt.com website visible on a screen behind him.

My Columns

Learn the real deal when it comes to today’s top financial news from a certified personal finance expert.

Related content on ‘Budgeting’

Back-to-School Shopping Will Soon Become a National Crisis

By: Howard Dvorkin

A recent survey of 1,000 U.S. adults shows more a third of parents are planning to go into debt for back-to-school supplies.

What I just learned about America’s 2019 financial goals

By: Howard Dvorkin

Insights on American financial goals and debt resolutions in 2019. “New Year, No Debt” is our winter mantra. How will you reach your financial goals?

Recession 2019: It’ll Be Personal

By: Howard Dvorkin

Is a 2019 recession inevitable? No one knows for sure when we’ll face another national recession, but I feel quite comfortable predicting…

Paying Off Debt: The Biggest Mistake We Make

By: Howard Dvorkin

Paying off debt isn’t a simple process. People hit bumps in the road on their debt-free journey. Here are the biggest mistakes experts have made.

Ally And Matt Owen Are Setting The World On FIRE

By: Howard Dvorkin

Ally and Matt Owen travel around the world teaching people how the used the financial independence retire early method to live out their dreams.

How Technology Can Get You Out Of Debt — Or Bury You Under It

By: Howard Dvorkin

Using technology to help manage your finances can either help or hinder your plans. Automating savings and debt repayment is great.

Overspending On The Holidays: Even The Experts Fall Victim

By: Howard Dvorkin

Financial experts are great to give advice — especially when speaking from personal experience. Here holiday spending tips from financial experts’ mistakes.

Debt.com Scholarship Winner Wants To Save Money And Lives

By: Howard Dvorkin

This month’s Debt.com scholarship winner wants to use her earnings to help her work toward a degree in medicine to help people in her home country of Haiti.

Is a Balance Transfer a Good Idea? Depends on Your Personality

By: Howard Dvorkin

Debt.com asked personal finance experts, “Is a balance transfer a good idea?” Well, it depends. There are a few other questions you should ask yourself too.

What Is UltraFICO And Should You Care? Short Answer: Hell Yes

By: Howard Dvorkin

UltraFICO isn’t a superhero in the Marvel Universe, but it might as well be. Superheroes save the world, but UltraFICO will save you money.

Mostly Depressing, Occasionally Rewarding: When Your Job Is Helping Americans Get Out Of Debt

By: Howard Dvorkin

I’ve counseled Americans on how to get out of debt and. Over all those years, both credit card debt and student loan debt have surpassed $1 trillion.

How Millennials Handle Their Money Matters To Us All

By: Howard Dvorkin

The media regularly reports on millennials’ financial habits, and it’s typically negative. However, underreported financial studies debunk those myths.