When major media outlets need the perspective of a personal finance expert, they call Howard.
By: Ivana Pino | Source: Yahoo!Finance
“While most experts will correctly look at recent economic numbers, I also look at the history of the American consumer,” “If they’re in their prime earning years, they’ve survived the perfect storm of recession, pandemic, and inflation,”
By: Aly J Yale | Source: CBS News MoneyWatch
“Credit card APRs are typically tied to the prime rate, which moves with Fed policy,” says Howard Dvorkin, chairman of Debt.com. “But unlike mortgages or auto loans, credit card rates adjust upward fast and come down slowly.”
By: Gabriel Vito | Source: AOL
“The problem is when you have bad credit, you’re not getting that super-low 8 to 10% interest rate,” said Howard Dvorkin, chairman of Debt.com. “In extreme cases, you might not save a dime, because the personal loan might actually charge more than the interest on your existing credit cards.”
By: Max Klaver | Source: The Miami Herald
“Wage garnishing is tremendously disrupting, to say the least,” said Howard Dvorkin, founder of Debt.com. “Garnishment is coming right out of the top when you get paid. There’s no float, you can’t play games.”
By: Sarah Sharkey | Source: Credible
“If you’re the kind of person who’s impatient and needs to see progress, or you get discouraged, then the snowball method is better than nothing,” says Howard Dvorkin, CPA and Chairman of Debt.com. Dvorkin continues, “But if you can keep your eye on the prize, go avalanche all the way.”
By: Aly J Yale | Source: CBS News MoneyWatch
“Credit card issuers decide their interest rates according to their own formulas,”
By: Brendan Dyer | Source: CBS News MoneyWatch
“The American Dream can turn into the American Nightmare real fast if you make bad financial decisions and if you don’t understand the long-term ramifications of those decisions,” “Taking equity out of your house to pay for things that are going to depreciate, like a car or a vacation, or paying off credit cards, is not a smart move.”
By: Eric Bank | Source: BadCredit.org
“Instead, with the CFPB diminished, I expect 2026 to be the Year of Bad Actors,”
By: Max Klaver | Source: The Miami Herald
But since many Americans lack access to reliable public transportation, “cars aren’t an option, they’re a necessity,” especially for working adults, said Howard Dvorkin
By: Emily Hayes | Source: US News & World Report
“That’s because lenders love it when you regularly pay off what you owe. So your credit score reflects that in something called credit utilization ratio,” “Credit utilization ratio is just a fancy way of asking, ‘How much of your available credit are you actually using?’ It’s such a big deal it represents 30% of your credit score.”
By: Daniel de Visé | Source: USA Today
“This one was a little shocking,” said Howard Dvorkin, chairman of Debt.com. “And it kind of makes sense.”
By: Ben Luthi | Source: US News & World Report
“These requirements are fairly standard among all credit card companies,”