Howard Dvorkin receiving the Horatio Alger Award on stage, holding the bronze bust and medal while congratulating fellow honorees during the formal ceremony.

In the News

When major media outlets need the perspective of a personal finance expert, they call Howard.

Is carrying a credit card balance actually a good idea to try to improve your credit rating?

By: Rich Exner | Source: Cleveland.com

If you’ve been intentionally carrying a balance on your credit cards with hope of improving your credit score, you just may be making an expensive decision without getting any closer to your goal.

Will Bitcoin Ever Be Accepted Widely as a Form of Payment?

By: Gabrielle Olya | Source: GoBankingRates

In March, Elon Musk announced that Tesla would allow customers to purchase its electric vehicles using bitcoin — but will other major brands follow suit?

Biden tax increases threaten small businesses, experts warn

By: Brittany De Lea | Source: Fox Business

Small business owners have taken a hit from the coronavirus pandemic, and now some experts are concerned that they may see their tax obligations rise as a result of proposals expected from President Biden.

11 Steps for Paying Off Credit Card Debt in 2021

By: Nicole Spector | Source: Yahoo Finance

Debt was already a significant hurdle for Americans in the years leading up to the COVID-19 pandemic; back in 2018, a study by Northwestern Mutual found that average personal debt (exclusive of home mortgages and among those with some debt) surpassed $38,000. And things continued to worsen.

The Definitive Guide to Repairing Bad Credit

By: Julia Glum | Source: Money

Like it or not, your credit can make or break you.

What Are Mutual Funds?

By: NOEL DÁVILA | Source: Money

Mutual funds are a simple way for investors to buy a group of securities with one purchase. These securities can consist of stocks, money market instruments, bonds, and other assets.

South Florida 100: Looking forward to Inauguration Day, remembering MLK

Our panel of 100 influential leaders discusses the most important issues affecting you.

11 Steps for Paying Off Credit Card Debt in 2021

By: Nicole Spector | Source: Yahoo Finance

Debt was already a significant hurdle for Americans in the years leading up to the COVID-19 pandemic; back in 2018, a study by Northwestern Mutual found that average personal debt (exclusive of home mortgages and among those with some debt) surpassed $38,000. And things continued to worsen.

2020 and your money: 5 surprising trends in a tumultuous year for Americans and their finances

By: Russ Wiles | Source: USA Today

The past year has been unusual not just from a public-health standpoint, but in terms of personal money behaviors and economics. Many of the typical financial patterns that you’d expect to see in a recession year just didn’t pan out.

Do’s and don’ts of earning an intro bonus on your holiday shopping

By: Holly Johnson | Source: CreditCards.com

ou can earn something for yourself as you go about checking off your holiday shopping list – that is, if you pay with a rewards credit card that offers an introductory bonus. Here’s what to keep in mind if you want to earn a sign-up bonus while buying gifts.

Tips to Avoid Online Shopping Scams

By: Nicole Spector | Source: Yahoo! Finance

With Black Friday offers storming in from retailers everywhere, consumers might feel overwhelmed just trying to distinguish the great bargains from the dud deals. In all the hustle and bustle of online shopping, it can be easy to overlook one crucial first step: cybersecurity.

Financial expert warns of charity scams during the season of giving and throughout the year

By: Chris Worrell | Source: Cleveland.com

With the spirit of giving in the air and multiple ongoing crises in the headlines, philanthropic individuals are increasingly being targeted by scammers.