Howard Dvorkin receiving the Horatio Alger Award on stage, holding the bronze bust and medal while congratulating fellow honorees during the formal ceremony.

In the News

When major media outlets need the perspective of a personal finance expert, they call Howard.

9 surprising factors that can damage your credit score (and how to fix them)

By: Cassidy Horton | Source: AOL

“Nearly two-thirds of your credit score is determined by just two factors: payment history and how much you owe,” says Howard Dvorkin, CPA and chairman of Debt.com.

5 Tips for Millennials Using Personal Loans for Debt Consolidation

By: Gabriel Vito | Source: GOBankingRates

“The problem is when you have bad credit, you’re not getting that super-low 8 to 10% interest rate,” said Howard Dvorkin, chairman of Debt.com. “In extreme cases, you might not save a dime, because the personal loan might actually charge more than the interest on your existing credit cards.”

Can debt relief help with unpaid medical bills? What experts say

By: Aly Yale | Source: Money Watch

“A counselor gives you an in-depth debt analysis over the phone,” says Howard Dvorkin, chairman of Debt.com. “There’s no obligation, and you hang up knowing all your options and — most importantly — creating an accurate monthly budget.”

3 key money moves to consider while the Fed keeps interest rates higher

By: Jessica Dickler | Source: CNBC

“When interest rates are high, credit card debt becomes the most expensive mistake you can make,” said Howard Dvorkin, a certified public accountant and the chairman of Debt.com.

3 reasons to pursue credit card debt forgiveness this June, according to experts

By: Aly Yale | Source: Money Watch

“If the Fed cuts rates later this year or next, we’re not likely to see credit card interest drop dramatically,” says Howard Dvorkin, chairman of Debt.com. “Any changes will be slow and small.”

How to escape the payday loan debt cycle, according to experts

By: Sharonn Wu | Source: Money Watch

“[Consult] a professional [at] a credit counseling agency or debt solutions company,” Howard Dvorkin, chairman of Debt.com, says. “They’ve seen the worst payday loan emergencies you could imagine, so they know how to deal with them.”

When could credit card interest rates become affordable again? Experts weigh in

By: Tim Maxwell | Source: Money Watch

“The only certain prediction is that our economy will remain unpredictable for many more months,” said Howard Dvorkin, CPA and chairman of Debt.com. “Until we have clarity about the on-again-off-again tariffs and their impact, I wouldn’t count on rates dropping.”

These are the most effective debt relief strategies to use right now, experts say

By: Aly Yale | Source: Money Watch

“Now Americans are rediscovering their value,” Howard Dvorkin, chairman of Debt.com, says.

Nearly 1 in 3 Americans think household debt affecting their health, study says

By: Matt Sczesny | Source: WPTV

“Actually, 50% of all marriages fail, and the No. 1 reason is financial pressure,” Dvorkin said. “I can’t tell you how many times I get a letter on a monthly basis or an email, (saying) ‘thank you for saving my family, thank you for saving my marriage, thank you for saving my life.'”

This Davie founder uses his debt relief website to pay it forward

By: Michael Butler | Source: The Miami Herald

Long before he opened his company’s headquarters in South Florida, Debt.com founder Howard Dvorkin grew up Jewish in a mostly Italian working-class neighborhood in Toms River, New Jersey.

Ordinary Americans Are Feeling the Strain of Record-High US Credit-Card Debt

By: Alexander Jones | Source: International Banker

“Even if headlines suggest inflation is cooling, everyday Americans are still feeling its full weight at home,” “Our findings show that many are forced to lean on high-interest credit cards just to get by—yet most haven’t taken steps to explore solutions that could help them regain control.”

5 Times to Skip the Chatbox and Call Your Credit Card Company

By: Dawn Papandrea | Source: U.S. News and World Report

“There’s a simple reason your credit card issuer will do this,” says Howard Dvorkin, certified public accountant and chairman of Debt.com. “If you’ve been a good longtime customer, they don’t want to lose you. It costs money to recruit new customers. Many times, it’s cheaper to keep their existing customers happy.”