Howard Dvorkin receiving the Horatio Alger Award on stage, holding the bronze bust and medal while congratulating fellow honorees during the formal ceremony.

In the News

When major media outlets need the perspective of a personal finance expert, they call Howard.

While the Federal Reserve Keeps Interest Rates Near Zero, Retail Store Credit Cards Charge High Rates

By: Palash Ghosh | Source: International Business Times

Despite historically low interest rates from the Federal Reserve, many retail store credit cards still charge inordinately high annual percentage rates, or APRs.

5 Signs of an IRS Tax Scam

By: Maryalene LaPonsie | Source: U.S. News & World Report

To assure you don’t become a victim, watch out for these five red flags of an IRS tax scam.

Are you financially stressed right now? What to know about options, from debt negotiation to bankruptcy

By: Russ Wiles | Source: Arizona Republic

The COVID-19 pandemic and economy-shutting measures to contain it came on quickly, over a matter of weeks. But the financial fallout — from job losses, reduced hours or wages, higher medical bills, mounting credit card bills and more — could linger as an unfortunate reminder for years to come.

15 Expert Financial Strategies For Seasonal Businesses

By: Forbes Council | Source: Forbes

When the majority of your sales occur in a small window of time, you need a strong budget and operational strategy to keep yourself afloat during the off-season. To help, we asked a panel of Forbes Finance Council members how they recommend managing seasonal sales cycles.

Tuesday Town Hall Segment Three: Student Loan Debt

By: WGRZ.com | Source: WGRZ

Howard Dvorkin, chairman of Debt.com and a personal finance expert, talks about college loan debt.

More people are avoiding cash. That might not be a good thing

By: Anna Bahney | Source: CNN Business

Relying heavily on credit cards could not come at a worse time for the millions who have lost income or suffered a job loss as a result of shutdowns. It’s especially bad for those who may have already been in debt.

What to do if you can’t open a bank account

By: Sarah Sharkey | Source: Bankrate

f you are struggling to open a bank account, you aren’t alone. Many consumers are unable to open bank accounts if they have a history of mismanaging their funds. No matter what circumstances brought you to this point, there are still options.

How to Invest For Your Kids and Teach Them to Invest Themselves

By: Lou Carlozo, Paulina Likos | Source: Yahoo! News

Many parents are anxious about providing for their children into adulthood but they can start to share this duty by gradually incorporating their kids into money management decisions.

Best credit monitoring services for 2020

By: Rebecca Lake | Source: CreditCards.com

Credit card identity theft is on the rise. These services can help you monitor your credit and catch mistakes as early as possible.

Best ways to refinance Parent PLUS student loans

By: Aly Yale | Source: Fox 10 Phoenix

Parent PLUS Loans are just one of many student loan options available through the U.S. federal government. Unlike others, though, these are taken out by a parent of the student attending school — not the student themselves.

IRS may grant additional coronavirus-related tax penalty relief, experts say

By: Brittany De Lea | Source: Fox Business

This year’s tax filing deadline is approaching – and as coronavirus cases continue to rise in many states throughout the United States, some experts believe the IRS may consider additional penalty relief in the coming months.

What are credit repair services — and are they worth the money?

By: Oscar Gonzalez | Source: CNET

All the pros and cons of paying someone to fix your credit.