When major media outlets need the perspective of a personal finance expert, they call Howard.
By: Alexander Jones | Source: International Banker
“Even if headlines suggest inflation is cooling, everyday Americans are still feeling its full weight at home,” “Our findings show that many are forced to lean on high-interest credit cards just to get by—yet most haven’t taken steps to explore solutions that could help them regain control.”
By: Dawn Papandrea | Source: U.S. News and World Report
“There’s a simple reason your credit card issuer will do this,” says Howard Dvorkin, certified public accountant and chairman of Debt.com. “If you’ve been a good longtime customer, they don’t want to lose you. It costs money to recruit new customers. Many times, it’s cheaper to keep their existing customers happy.”
By: Donna Fuscaldo | Source: Kiplinger
“If your bank is closing a local branch, don’t panic — but don’t delay, either,” says Howard Dvorkin, CPA and Chairman of Debt.com. “Be proactive. Get support. And know that managing money in today’s world means staying flexible. With the right help, even big changes like this can become manageable.”
By: Angela Mae | Source: Credible
“Use whatever you save to pay down the next debt,” says Howard Dvorkin, CPA, debt counselor and chairman at Debt.com. “Whatever you do, don’t spend that savings on anything that isn’t crucial to your life. Otherwise, the whole exercise becomes meaningless.”
By: Matt Richardson | Source: Money Watch
“Inflation doesn’t just raise prices; it hikes interest rates, too,” says Howard Dvorkin, chairman of Debt.com. “That credit card that once charged 18% interest might now be up to 22%. That’s because inflation eats into the profits of credit card issuers just like it eats into your household budget.”
By: Amy Boyington | Source: Credible
“Choosing a debt settlement company is a lot like buying a new car,” says Howard Dvorkin, a CPA, debt solutions author, and the founder and chairman of Debt.com. “You research price, reliability, and safety.”
By: Alice Gibbs | Source: Newsweek
“It’s so easy,” he said. “There’s almost zero friction to overspending with a credit card. Being a credit card issuer is one of the few businesses where you profit if your customers are going broke.” “Since we don’t teach personal finance in most high schools and almost no colleges, credit card debt has become a rampant social problem,” he said. “And because everyone is doing it, many people think it’s just the way things are.”
By: Kiplinger Advisor Collective | Source: Kiplinger Advisor Collective
“Yes, you need a will, but what about your remains? With a funeral costing around $8,000 in the U.S., you can save your loved ones stress and money if you’re clear about what you want and set aside enough money to cover the expense. You don’t want your heirs trying to decipher your wishes based on previous conversations, and you definitely don’t want them paying for your funeral after you’re gone.”
By: John Schmoll | Source: Cardratings
“If your debt is manageable, your income steady, and your credit score is solid, you can probably DIY your debt, says Howard Dvorkin, CPA and chairman of Debt.com. “You can get a personal loan with an interest rate under 10%, then use that money to pay off your credit cards, which average over 20% nationally.”
By: G. Brian Davis | Source: GOBankingRates
“If you’ve emerged from this holiday season with huge credit card balances, the last thing you want to do is apply for another card,” he said. “That’s like trying to lose your holiday pounds by eating more turkey and ham. Your better option is to get professional help paying down those balances, which will free up your finances to be more flexible in 2025.”
By: Kiplinger Advisor Collective | Source: Kiplinger
“If you want to build trust, don’t try so hard. Your best clients have wealth to invest because they didn’t fall for smooth talk and easy smiles. They want accurate projections, measurable results and personal responsibility. In other words, consider yourself one of their trusted senior managers. You’ve got the job as long as you deliver. Stop lobbying for it and just excel at it.”
By: Donna Fuscaldo | Source: Kiplinger Personal Finance
“Best of all, there’s no obligation. You can hang up and walk away with that debt analysis, which can help you figure out your next steps,” “I’ve been a debt counselor for three decades now, and retirement debt is one of the saddest situations I see. There’s simply no time for any other solution except hiring a professional to help.”