Howard Dvorkin leading a team meeting in a modern office, standing at the head of a conference table while colleagues listen and engage, with the Debt.com website visible on a screen behind him.

My Columns

Learn the real deal when it comes to today’s top financial news from a certified personal finance expert.

Related content on ‘Debt’

Is a Balance Transfer a Good Idea? Depends on Your Personality

By: Howard Dvorkin

Debt.com asked personal finance experts, “Is a balance transfer a good idea?” Well, it depends. There are a few other questions you should ask yourself too.

What Is UltraFICO And Should You Care? Short Answer: Hell Yes

By: Howard Dvorkin

UltraFICO isn’t a superhero in the Marvel Universe, but it might as well be. Superheroes save the world, but UltraFICO will save you money.

Mostly Depressing, Occasionally Rewarding: When Your Job Is Helping Americans Get Out Of Debt

By: Howard Dvorkin

I’ve counseled Americans on how to get out of debt and. Over all those years, both credit card debt and student loan debt have surpassed $1 trillion.

How Millennials Handle Their Money Matters To Us All

By: Howard Dvorkin

The media regularly reports on millennials’ financial habits, and it’s typically negative. However, underreported financial studies debunk those myths.

Debt.com’s Latest Poll: Not Paying Attention Means You Overpay

By: Howard Dvorkin

Most Americans know how to save money on credit card interest rates in a variety of ways, but research shows they don’t actually do those things.

Financial News That Looks Bad But Is Actually Good

By: Howard Dvorkin

Financial news often makes it seem like Americans make irresponsible financial decisions, but for the most part people are maing the right money choices.

FREE Credit Freezes For All! It’s Now A Law

By: Howard Dvorkin

Free credit freezes thanks to to the worst data breach ever, we all get an amazing new crime-fighting tool. What once cost up to $30, is now free.

Predicting The Future Of Debt

By: Howard Dvorkin | Source: Forbes

Futurists love to muse about the future of making money, but what about the future of not making money?

Debt.com Scholarship Winner: Tragedy Can Kill You Or Make You Stronger

By: Howard Dvorkin

Debt.com scholarship winner for this month survived the adversity of her mother’s death, and is inspired to use the experience to help others.

Personal Finance News To Motivate And Depress You

By: Howard Dvorkin

Here’s a headline you don’t see every day: “Americans Believe Tech Makes Their Lives Better But Society Worse.” Among other weird financial news.

What’s Red And Gray And On The Horizon? A Senior Citizen Debt Crisis

By: Howard Dvorkin

As baby boomers approach retirement age their personal debts continue to rise. As a mass wave stop working, there may be a senior citizen debt crisis soon.

Our Credit Cards Reveal More Than Our Debts

By: Howard Dvorkin

America’s debt problem tells us a thing or two about the state of our mental state. Learn aout recent statistics regarding credit debt and American opinion.