Howard Dvorkin leading a team meeting in a modern office, standing at the head of a conference table while colleagues listen and engage, with the Debt.com website visible on a screen behind him.

My Columns

Learn the real deal when it comes to today’s top financial news from a certified personal finance expert.

Will Debt Depopulate The Planet Faster Than Zombies?

By: Howard Dvorkin

According to the population, recently polled 23,000 people in 17 countries and asked what factors make up “the good life.” The top five responses: good health, financial security, time, leisure, and more.

What America Regrets Most About Money

By: Howard Dvorkin

What’s your biggest financial regret from 2017? The answers were predictable, but not at the levels I was expecting. Respondents checked all that applied, which is why the total is more than 100 percent. Running up credit card balances, missing payments, letting debt go into collections, and more.

Recession 2018 Isn’t A Sure Thing, But A Recession IS Coming

By: Howard Dvorkin

Will we suffer another recession? 36 percent of Americans “believe another major recession may be in the cards for 2018.”

The Cheapest, Fastest, Easiest New Year’s Resolutions For Financial Freedom

By: Howard Dvorkin

What about those who struggle with debt? Well, if I’ve learned anything in two decades as a financial counselor, it’s this: Getting out of debt is much like getting rich. The best way to be successful is to let others do the work for you. Read more.

Ringing In The New Year With Recession 2018?

By: Howard Dvorkin

I hope I’m wrong about recession 2018. We have to survive 12 months of crushing personal debt to avoid another economic meltdown.

Holiday Debt Hangover: The Fear And Regret Begin

By: Howard Dvorkin

Holiday credit card debt may have you feeling like New Years Day…questioning choices and hungover. Spending too much always leads to buyers remorse

It’s The Most Dangerous Time Of The Year!

By: Howard Dvorkin

As a financial counselor, I can’t muster up a hot mug of holiday joy this time of year not when Americans are spending themselves into debt.

Why Your Marriage Will Last Longer The Less You Spend On The Wedding

By: Howard Dvorkin

I’ve seen too many marriages fail because of financial pressure. I’ve seen that pressure start with the vows. I’ve seen it start with the engagement ring.

Debt.com’s Latest Scholarship Winner Is Scared Of Student Loans

By: Howard Dvorkin

Mackenzie Weiss calls herself “an aspiring student with a lack of funds.” Sadly, that describes many high school seniors these days.

More Bad News For Recession 2018

By: Howard Dvorkin

If you’re furrowing your brow and thinking, “No way auto loans are going to be the tipping point ot another recession,” here are specifics from the CFPB.

Where Is The Outrage About Financial Literacy?

By: Howard Dvorkin

Teaching children financial literacy and about money will help them save more as adults. Yet another year goes by with nothing being done about it.

Dvorkin On Debt: What Do These Numbers Mean?

By: Howard Dvorkin

What do these numbers mean? These obscure statistics reveal big lessons and recently got me thinking that overspending is like a drug.