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That ‘Package Delivery’ Text You Just Got Is Probably a Scam
By: Michael Tedder | Source: Money
Holiday shopping season is here, and thanks to the pandemic, we’re doing more online buying than ever before. Unfortunately, this has also led to a rise in scams designed to harvest your personal information.
Denied: Many Americans have been turned down for credit in 2020
By: Allie Johnson
A new poll from Bankrate shows 22 percent of U.S. consumers have had an application for credit rejected in the middle of the coronavirus pandemic because a credit card company, lender or landlord deemed their credit score too low.
The future of credit card rewards
By: Barri Segal | Source: creditcards.com
Never underestimate the power of credit card rewards – you can use them to travel, buy merchandise or gift cards, and even get cash back for your everyday purchases.
Student Debt Puts a Damper on Dating After College
By: Nicole Audrey | Source: NBC News
Ah to be young and in love! Turns out it may not be so easy when you’re also young and in debt.
While the Federal Reserve Keeps Interest Rates Near Zero, Retail Store Credit Cards Charge High Rates
By: Palash Ghosh | Source: International Business Times
Despite historically low interest rates from the Federal Reserve, many retail store credit cards still charge inordinately high annual percentage rates, or APRs.
5 Signs of an IRS Tax Scam
By: Maryalene LaPonsie | Source: U.S. News & World Report
To assure you don’t become a victim, watch out for these five red flags of an IRS tax scam.
Are you financially stressed right now? What to know about options, from debt negotiation to bankruptcy
By: Russ Wiles | Source: Arizona Republic
The COVID-19 pandemic and economy-shutting measures to contain it came on quickly, over a matter of weeks. But the financial fallout — from job losses, reduced hours or wages, higher medical bills, mounting credit card bills and more — could linger as an unfortunate reminder for years to come.
15 Expert Financial Strategies For Seasonal Businesses
By: Forbes Council | Source: Forbes
When the majority of your sales occur in a small window of time, you need a strong budget and operational strategy to keep yourself afloat during the off-season. To help, we asked a panel of Forbes Finance Council members how they recommend managing seasonal sales cycles.
Tuesday Town Hall Segment Three: Student Loan Debt
By: WGRZ.com | Source: WGRZ
Howard Dvorkin, chairman of Debt.com and a personal finance expert, talks about college loan debt.
More people are avoiding cash. That might not be a good thing
By: Anna Bahney | Source: CNN Business
Relying heavily on credit cards could not come at a worse time for the millions who have lost income or suffered a job loss as a result of shutdowns. It’s especially bad for those who may have already been in debt.
What to do if you can’t open a bank account
By: Sarah Sharkey | Source: Bankrate
f you are struggling to open a bank account, you aren’t alone. Many consumers are unable to open bank accounts if they have a history of mismanaging their funds. No matter what circumstances brought you to this point, there are still options.
How to Invest For Your Kids and Teach Them to Invest Themselves
By: Lou Carlozo, Paulina Likos | Source: Yahoo! News
Many parents are anxious about providing for their children into adulthood but they can start to share this duty by gradually incorporating their kids into money management decisions.
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Recent Columns
More Millennial Optimism: Will They Be The Greatest (Financial) Generation?
By: Howard Dvorkin
While Baby Boomers head for a retirement bust, their offspring are learning from their parents’ mistakes and may be the wises financial generation yet.
Are You “Leaving Millions on the Table”?
By: Howard Dvorkin
Employers are offering wellness benefits, from gym membership discounts to reduced health care premiums for those who exercise or quit smoking.
Getting Personal With Your Children’s Finances
By: Howard Dvorkin
A new study says that financial education for children is important. Children themselves want a better understanding about money management.
Financial Literacy Month Is A Lot Like Dental Hygiene Month
By: Howard Dvorkin
What do saving your money and saving your teeth have in common? Most people know they’re good for you, but they still don’t practice it. Thankfully Financial Hygiene Month and Financial Literacy Month have common characteristics.
Why Millennials May Be Better Than Baby Boomers
By: Howard Dvorkin
The youngest workers are broke, but they may have better financial habits than baby boomers. Most millennials start saving for retirement before age 25.
The Misplaced Priorities Of Credit Card Customers
By: Howard Dvorkin
Why do credit card customers prioritize cards shiny cards that smell good over safety? Make sure yours has an EMV chip to prevent credit card fraud.
13 Percent Of Americans Will Make This Stupid Mistake With Their Tax Refund
By: Howard Dvorkin
Are you among the 13 percent of Americans who will make these tax mistakes? If so, consider using your refund to pay down debt instead.
Always Use Protection
By: Howard Dvorkin
This is an especially good week to talk about being safe — It’s National Consumer Protection Week, which covers ID theft, credit card debt, and a lot more.
America Saves Week: How To Save Money AND Time
By: Howard Dvorkin
America Saves Week probably isn’t a holiday you’re aware of, but it should be. This year, save money on everything from rent and banking to pets and gas.
5 Ways To Save Big By Taking Advantage Of Your Boss
By: Howard Dvorkin
Employee benefits aren’t limited to just health insurance. Try asking your HR department about tuition reimbursement, employee stock options, and more.
A Taxing Problem: ID Theft When You Turn In Your Tax Return
By: Howard Dvorkin
Thousands of Americans fall prey to ID theft during tax return season. Here’s how to avoid the scams, and what to do if tax return id theft occurs.
Why Low Gas Prices Might Not Help You Get Out Of Debt
By: Howard Dvorkin
If you’re considering buying a huge truck, a luxury car, or an SUV to take advantage of low gas prices, I’ve got some advice for you: Don’t do it.