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South Florida 100: DeSantis signs a budget, Biden proposes one
By: Sun Sentinel | Source: South Florida Sun Sentinel
Florida lawmakers approved a new gambling deal with the Seminole Tribe that, if the feds approve it, will expand gambling throughout the state.
Cryptocurrency Complicates Splitting Assets During a Divorce
By: Yaёl Bizouati-Kennedy | Source: GoBankingRates
In a sign of the times, a new issue is facing Americans who are starting divorce proceedings: Who gets to keep the cryptos? While common issues such as splitting assets and houses, child custody and even pet custody, can already be complicated, adding cryptos to the mix is an increasing concern and makes the situation thornier.
How Much Millennials Have in Savings — And What That Means For Their Future
By: Gabrielle Olya | Source: GoBankingRates
As much flack as millennials get for their bad financial habits, they actually are pretty good savers. A recent survey conducted by Bank of America found that 73% of millennials are actively saving money and more than half (59%) have $15,000 or more in savings. Perhaps even more impressive, the survey found that nearly 1 in 4 millennials (24%) has $100,000 or more in savings. And while that seems impressive, is that actually enough?
The rent-or-buy dilemma: There is often more to it than a quick calculation
By: Michele Lerner | Source: The Washington Post
The frenzied spring housing market sometimes makes it seem like everyone is buying a home at once. But many renters can’t afford to buy a home in an expensive housing market or aren’t sure if they want to buy.
Last-Minute Tax Tips To Save You Money
By: Nicole Spector | Source: GoBankingRates
It’s everyone’s favorite time of year: tax season! This year individuals have until May 17 to file their 2020 federal income taxes (versus the pre-COVID-19 date of April 15, which only quarterly payers need to heed).
Experts Say These Are the 5 Retirement Myths You Need to Give Up Now
By: Yaёl Bizouati-Kennedy | Source: GoBankingRates
The pandemic has created uncertainty in employment and the labor market, but a new survey found that eight in 10 retirees are confident in their ability to live comfortably throughout retirement. According to the 2021 Retirement Confidence Survey, 72% of workers expressed confidence in their ability to retire comfortably, up three percentage points from last year.
Cut off? What to do if your credit card issuer lowered your limit
By: Erica Sandberg | Source: Bankrate
f you’ve experienced a credit limit decrease, you’re not alone. Card issuers frequently change credit lines for a variety of reasons, which may or may not have anything to do with the way you handled the account. Lowering credit lines is simply a strategy to mitigate risk, and an issuer may take that action when necessary.
Is carrying a credit card balance actually a good idea to try to improve your credit rating?
By: Rich Exner | Source: Cleveland.com
If you’ve been intentionally carrying a balance on your credit cards with hope of improving your credit score, you just may be making an expensive decision without getting any closer to your goal.
Will Bitcoin Ever Be Accepted Widely as a Form of Payment?
By: Gabrielle Olya | Source: GoBankingRates
In March, Elon Musk announced that Tesla would allow customers to purchase its electric vehicles using bitcoin — but will other major brands follow suit?
Biden tax increases threaten small businesses, experts warn
By: Brittany De Lea | Source: Fox Business
Small business owners have taken a hit from the coronavirus pandemic, and now some experts are concerned that they may see their tax obligations rise as a result of proposals expected from President Biden.
11 Steps for Paying Off Credit Card Debt in 2021
By: Nicole Spector | Source: Yahoo Finance
Debt was already a significant hurdle for Americans in the years leading up to the COVID-19 pandemic; back in 2018, a study by Northwestern Mutual found that average personal debt (exclusive of home mortgages and among those with some debt) surpassed $38,000. And things continued to worsen.
The Definitive Guide to Repairing Bad Credit
By: Julia Glum | Source: Money
Like it or not, your credit can make or break you.
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More Millennial Optimism: Will They Be The Greatest (Financial) Generation?
By: Howard Dvorkin
While Baby Boomers head for a retirement bust, their offspring are learning from their parents’ mistakes and may be the wises financial generation yet.
Are You “Leaving Millions on the Table”?
By: Howard Dvorkin
Employers are offering wellness benefits, from gym membership discounts to reduced health care premiums for those who exercise or quit smoking.
Getting Personal With Your Children’s Finances
By: Howard Dvorkin
A new study says that financial education for children is important. Children themselves want a better understanding about money management.
Financial Literacy Month Is A Lot Like Dental Hygiene Month
By: Howard Dvorkin
What do saving your money and saving your teeth have in common? Most people know they’re good for you, but they still don’t practice it. Thankfully Financial Hygiene Month and Financial Literacy Month have common characteristics.
Why Millennials May Be Better Than Baby Boomers
By: Howard Dvorkin
The youngest workers are broke, but they may have better financial habits than baby boomers. Most millennials start saving for retirement before age 25.
The Misplaced Priorities Of Credit Card Customers
By: Howard Dvorkin
Why do credit card customers prioritize cards shiny cards that smell good over safety? Make sure yours has an EMV chip to prevent credit card fraud.
13 Percent Of Americans Will Make This Stupid Mistake With Their Tax Refund
By: Howard Dvorkin
Are you among the 13 percent of Americans who will make these tax mistakes? If so, consider using your refund to pay down debt instead.
Always Use Protection
By: Howard Dvorkin
This is an especially good week to talk about being safe — It’s National Consumer Protection Week, which covers ID theft, credit card debt, and a lot more.
America Saves Week: How To Save Money AND Time
By: Howard Dvorkin
America Saves Week probably isn’t a holiday you’re aware of, but it should be. This year, save money on everything from rent and banking to pets and gas.
5 Ways To Save Big By Taking Advantage Of Your Boss
By: Howard Dvorkin
Employee benefits aren’t limited to just health insurance. Try asking your HR department about tuition reimbursement, employee stock options, and more.
A Taxing Problem: ID Theft When You Turn In Your Tax Return
By: Howard Dvorkin
Thousands of Americans fall prey to ID theft during tax return season. Here’s how to avoid the scams, and what to do if tax return id theft occurs.
Why Low Gas Prices Might Not Help You Get Out Of Debt
By: Howard Dvorkin
If you’re considering buying a huge truck, a luxury car, or an SUV to take advantage of low gas prices, I’ve got some advice for you: Don’t do it.