Learn the real deal when it comes to today’s top financial news from a certified personal finance expert.
By: Howard Dvorkin
“I have put in 250-300 hours to scholarship applications,” he says proudly, almost defiantly. “I have applied for approximately 96 scholarships now, and I plan to keep adding on to that number so that I can increase my chances of winning more money to reduce my college expenses.” Read more.
By: Howard Dvorkin
Are debt collectors evil people or a necessary evil? I’ll choose the latter. Debt collectors are just doing their jobs. Of course, some do it too enthusiastically — and even illegally.
By: Howard Dvorkin
Americans love to impulsively buy frivolous items. But the amount we spend in impulse buying could end up tanking the economy – if we don’t slow down.
By: Howard Dvorkin
When applying for a credit card, more Americans are interested in identity theft protection and keeping more money in their wallet.
By: Howard Dvorkin
This payment schedule appears to cause several problems for homeowners and local governments; it can create financial challenges for households, increase tax delinquency, foster political opposition to the property tax, and requires governments to deal with irregular revenue inflows.
By: Howard Dvorkin
What’s your biggest financial regret from 2017? The answers were predictable, but not at the levels I was expecting. Respondents checked all that applied, which is why the total is more than 100 percent. Running up credit card balances, missing payments, letting debt go into collections, and more.
By: Howard Dvorkin
Will we suffer another recession? 36 percent of Americans “believe another major recession may be in the cards for 2018.”
By: Howard Dvorkin
I hope I’m wrong about recession 2018. We have to survive 12 months of crushing personal debt to avoid another economic meltdown.
By: Howard Dvorkin
As a financial counselor, I can’t muster up a hot mug of holiday joy this time of year not when Americans are spending themselves into debt.
By: Howard Dvorkin
I’ve seen too many marriages fail because of financial pressure. I’ve seen that pressure start with the vows. I’ve seen it start with the engagement ring.
By: Howard Dvorkin
Mackenzie Weiss calls herself “an aspiring student with a lack of funds.” Sadly, that describes many high school seniors these days.
By: Howard Dvorkin
If you’re furrowing your brow and thinking, “No way auto loans are going to be the tipping point ot another recession,” here are specifics from the CFPB.