Howard Dvorkin leading a team meeting in a modern office, standing at the head of a conference table while colleagues listen and engage, with the Debt.com website visible on a screen behind him.

My Columns

Learn the real deal when it comes to today’s top financial news from a certified personal finance expert.

Related content on ‘Retirement’

Recession 2019: It’ll Be Personal

By: Howard Dvorkin

Is a 2019 recession inevitable? No one knows for sure when we’ll face another national recession, but I feel quite comfortable predicting…

Ally And Matt Owen Are Setting The World On FIRE

By: Howard Dvorkin

Ally and Matt Owen travel around the world teaching people how the used the financial independence retire early method to live out their dreams.

How Tracie Fobes Paid Off $37,000 In Debt

By: Howard Dvorkin

Who’s Tracie Fobes? She’s the founder of website PennyPinchin’ Mom. Check out her advice on how she got out of $37,000 worth of debt.

“Overbiffing” Isn’t A Typo. It’s A New Crime.

By: Howard Dvorkin

Overbiffing is basically unscrupulous debt collectors tricking people into paying more than they really owe — by lying about the numbers.

Mostly Depressing, Occasionally Rewarding: When Your Job Is Helping Americans Get Out Of Debt

By: Howard Dvorkin

I’ve counseled Americans on how to get out of debt and. Over all those years, both credit card debt and student loan debt have surpassed $1 trillion.

How Millennials Handle Their Money Matters To Us All

By: Howard Dvorkin

The media regularly reports on millennials’ financial habits, and it’s typically negative. However, underreported financial studies debunk those myths.

Financial News That Looks Bad But Is Actually Good

By: Howard Dvorkin

Financial news often makes it seem like Americans make irresponsible financial decisions, but for the most part people are maing the right money choices.

What’s Red And Gray And On The Horizon? A Senior Citizen Debt Crisis

By: Howard Dvorkin

As baby boomers approach retirement age their personal debts continue to rise. As a mass wave stop working, there may be a senior citizen debt crisis soon.

Does Debt Cause Brain Damage?

By: Howard Dvorkin

A new study says the lower your socioeconomic status, the greater the changes in your brain. It’s yet more evidence of a link between debt and mental health.

5 Financial Facts That Worry Me Right Now

By: Howard Dvorkin

From our physical health to how little college graduates expect to make during their lifetimes, this financial data concerns me with how many Americans don’t have financial freedom.

Why You Should Avoid Bitcoin At All Costs (Hint: Because It Will Cost You)

By: Howard Dvorkin

First, borrowing against your home is risky — and frankly stupid. You’re betting your family’s future on a risky investment you can’t control. As Debt.com has reported before, a home equity line of credit can result in foreclosure if you don’t do it responsibly. Read more.

Recession 2018 Isn’t A Sure Thing, But A Recession IS Coming

By: Howard Dvorkin

Will we suffer another recession? 36 percent of Americans “believe another major recession may be in the cards for 2018.”