Howard Dvorkin leading a team meeting in a modern office, standing at the head of a conference table while colleagues listen and engage, with the Debt.com website visible on a screen behind him.

My Columns

Learn the real deal when it comes to today’s top financial news from a certified personal finance expert.

Related content on ‘Career & Business’

Ally And Matt Owen Are Setting The World On FIRE

By: Howard Dvorkin

Ally and Matt Owen travel around the world teaching people how the used the financial independence retire early method to live out their dreams.

Happy Holidays! You’ve Been Hacked!

By: Howard Dvorkin

Identity theft is a problem year-round. But the holidays make the problem even more severe. Holiday identity theft is a real fear among Americans.

“Overbiffing” Isn’t A Typo. It’s A New Crime.

By: Howard Dvorkin

Overbiffing is basically unscrupulous debt collectors tricking people into paying more than they really owe — by lying about the numbers.

Personal Finance Experts Share Their Money Mistakes

By: Howard Dvorkin

Debt.com spoke to other financial experts at FinCon and asked them to recount their worst money mistakes. Here are my five favorites.

What Is UltraFICO And Should You Care? Short Answer: Hell Yes

By: Howard Dvorkin

UltraFICO isn’t a superhero in the Marvel Universe, but it might as well be. Superheroes save the world, but UltraFICO will save you money.

Mostly Depressing, Occasionally Rewarding: When Your Job Is Helping Americans Get Out Of Debt

By: Howard Dvorkin

I’ve counseled Americans on how to get out of debt and. Over all those years, both credit card debt and student loan debt have surpassed $1 trillion.

Debt.com’s Latest Poll: Not Paying Attention Means You Overpay

By: Howard Dvorkin

Most Americans know how to save money on credit card interest rates in a variety of ways, but research shows they don’t actually do those things.

FREE Credit Freezes For All! It’s Now A Law

By: Howard Dvorkin

Free credit freezes thanks to to the worst data breach ever, we all get an amazing new crime-fighting tool. What once cost up to $30, is now free.

Personal Finance News To Motivate And Depress You

By: Howard Dvorkin

Here’s a headline you don’t see every day: “Americans Believe Tech Makes Their Lives Better But Society Worse.” Among other weird financial news.

The Future Of Credit Cards: Bad For Business, Bad For You

By: Howard Dvorkin

Where will credit cards be in 5-10 years? Probably nowhere good. Credit cards have become so important to our daily lives that we might as well consider them like a cell phone. Can you imagine living without either? Yet both are more confusing than they need to be.

Why You Should Care About The Fed’s Latest Rate Hike

By: Howard Dvorkin

The Federal Reserve rate hike sounds intimidating and confusing, but here is the bottom line: If you don’t pay off your credit cards every month, you’ll probably pay more.

Will Entrepreneurs Reinvent Banks In The Future?

By: Howard S. Dvorkin | Source: Forbes

I remember a time when the boldest entrepreneurs would cringe in horror if you suggested they try to build a car. In the last century, that was a very expensive way to fail. Elon Musk has succeeded with Tesla because he took a technological leap when the major automakers weren’t willing to.