Howard Dvorkin leading a team meeting in a modern office, standing at the head of a conference table while colleagues listen and engage, with the Debt.com website visible on a screen behind him.

My Columns

Learn the real deal when it comes to today’s top financial news from a certified personal finance expert.

Dvorkin On Debt: Not A Holiday For Me

By: Howard Dvorkin

Holiday debt is piling up in November and December, making us dread January. When will Americans learn they can’t spend what they don’t have.

Dvorkin On Debt: What Happens When We Know Better?

By: Howard Dvorkin

Americans have the debt education needed to stop worrying about money. Yet, many still making simple mistakes when it comes to everyday choices.

Dvorkin On Debt: ‘Tis The Season For Holiday Stealing

By: Howard Dvorkin

While this is the time to give, many are trying to take away. Holiday safety tips are important, because that’s when your finances are at risk.

Dvorkin On Debt: What You Can Learn From Ryan Lochte’s First Credit Card

By: Howard Dvorkin

Ryan Lochte’s first credit card didn’t arrive until he was 32! No matter how old you are, it’s important to follow these tips with your new card.

The Hardest-Working Woman In Scholarships

By: Howard Dvorkin

Abby Marion has applied for 276 scholarships so far. By filling out all these scholarship applications, she’s managed to pay for three years of college!

Dvorkin On Debt: Who I’m Endorsing

By: Howard Dvorkin

How will Clinton and Trump help reduce debt? Find out what our expert’s election endorsements are. (Hint, it involves government credit counseling.)

Dvorkin On Debt: My Millennial Financial Obsession

By: Howard Dvorkin

We all worry about the millennial generation and its future financial success. With so much research on their opinions, where do they really stand?

Dvorkin On Debt: When TV News Is On the Money

By: Howard Dvorkin

Financial news is hard to deliver in an entertaining way. We would like to acknowledge reporters like Tina Martin, who encourage financial responsibility.

Dvorkin On Debt: Credit Cards Overtake Cash For The First Time Ever

By: Howard Dvorkin

A universal credit card might sound better than it actually is. See what our expert has to say about these credit cards and his advice to readers.

Dvorkin On Debt: Don’t Give It Up!

By: Howard Dvorkin

Follow these steps to avoid those pesky credit card thieves. Secure your credit card because you don’t know who could be watching.

Dvorkin On Debt: Blowing Up The Auto Bubble

By: Howard Dvorkin

Headlines about upcoming financial disasters, like the recent scare concerning the auto bubble, might have you on your toes. But are they accurate?

Dvorkin On Debt: A Clever Way To Teach Kids About Money

By: Howard Dvorkin

Teaching kids to save money should be implemented into our high school programs. However, we should also discuss this issue with parents.