Learn the real deal when it comes to today’s top financial news from a certified personal finance expert.
By: Howard Dvorkin
A company called First Insight polled 1,000 Americans earning more than $100,000 a year and learned: “42 percent of affluent shoppers now frequently shop at discount retailers versus only 27 percent at full price retailers, with 36 percent saying their discount shopping has increased.”
By: Howard Dvorkin
First, borrowing against your home is risky — and frankly stupid. You’re betting your family’s future on a risky investment you can’t control. As Debt.com has reported before, a home equity line of credit can result in foreclosure if you don’t do it responsibly. Read more.
By: Howard Dvorkin
Learn how this scholarship winner got rid of her financial problems. Isabella McQueen is the latest winner of the Debt.com Scholarship for Aggressive Scholarship Applicants. McQueen grew up in New York. Her parents were teachers, but they had a lot to learn themselves about finances.
By: Howard Dvorkin
According to the population, recently polled 23,000 people in 17 countries and asked what factors make up “the good life.” The top five responses: good health, financial security, time, leisure, and more.
By: Howard Dvorkin
What’s your biggest financial regret from 2017? The answers were predictable, but not at the levels I was expecting. Respondents checked all that applied, which is why the total is more than 100 percent. Running up credit card balances, missing payments, letting debt go into collections, and more.
By: Howard Dvorkin
Will we suffer another recession? 36 percent of Americans “believe another major recession may be in the cards for 2018.”
By: Howard Dvorkin
What about those who struggle with debt? Well, if I’ve learned anything in two decades as a financial counselor, it’s this: Getting out of debt is much like getting rich. The best way to be successful is to let others do the work for you. Read more.
By: Howard Dvorkin
I hope I’m wrong about recession 2018. We have to survive 12 months of crushing personal debt to avoid another economic meltdown.
By: Howard Dvorkin
Holiday credit card debt may have you feeling like New Years Day…questioning choices and hungover. Spending too much always leads to buyers remorse
By: Howard Dvorkin
As a financial counselor, I can’t muster up a hot mug of holiday joy this time of year not when Americans are spending themselves into debt.
By: Howard Dvorkin
I’ve seen too many marriages fail because of financial pressure. I’ve seen that pressure start with the vows. I’ve seen it start with the engagement ring.
By: Howard Dvorkin
Mackenzie Weiss calls herself “an aspiring student with a lack of funds.” Sadly, that describes many high school seniors these days.