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Buy now, pay later is the new layaway: What are the pros and cons?
By: Cortney Moore | Source: Fox Business
Consumers will face fees if they’re late (even once) or miss a payment. It’s also added to your credit report, dragging down your overall credit score, according to Howard Dvorkin, CPA and chairman of debt.com.
Increase in Unmarried Couples Buying Homes
By: cheddar news | Source: cheddar news
Howard Dvorkin, CPA and Chairman of Debt.com, joins ‘Your Future Home’ to break down everything you need to know about buying a home as an unmarried couple or with any partner.
Dollar Scholar Asks: Does Declaring Bankruptcy Mean I’m Totally Screwed?
By: Julia Glum | Source: Money.com
How does declaring bankruptcy work? I asked Howard Dvorkin, chairman and CEO of Debt.com, to help me figure it out. He told me that bankruptcy is a way for people to get rid of their debt and “start fresh when all else fails.”
3 Biggest Ways Millionaires Lose Their Wealth [And You Could Too!]
By: Brian Preston | Source: The Money Guy Show
Parents helped adult children at their own expense due to the pandemic, according to Debt.com.
Wall Street Says The Fed Without Powell Would Be ‘A Shock’ As Biden Waits on Renominating the Chair
By: Yaël Bizouati-Kennedy | Source: Yahoo! Finance
Howard Dvorkin, CPA and Chairman of Debt.com, told GOBankingRates that “presidents have a cynical reason for taking so long to appoint a new Fed chair.”
South Florida 100: Getting your COVID booster has never been easier
By: SOUTH FLORIDA SUN SENTINEL | Source: SOUTH FLORIDA SUN SENTINEL
If you can go to a restaurant, you can come to work. That’s been my mantra as the pandemic thankfully fades and booster shots start arriving. Remote work has its place and has shortcomings.
Opinion: Are you ready to be part of the ‘Great Resignation’?
By: Krystal Barker Buissereth | Source: Market Watch
Fortunately, more people are tuning in to their finances and thinking more strategically about reaching their goals. According to the Debt.com 2021 Budgeting Survey, 80% of Americans say they have a budget—which is an improvement from just 68% two years ago.
New Survey Reveals What Americans Hate Most About Credit Cards
By: Yaël Bizouati-Kennedy | Source: GOBankingRates
Howard Dvorkin, CPA and Chairman on Debt.com, tells GOBankingRates that when rewards cards first became popular in the late 80s and early 90s, many had annual fees. While many might have hated them, they didn’t complain much – because there was nothing that could be done about it.
South Florida 100: As COVID rates drop, festivals, boat show and more are coming back
By: SOUTH FLORIDA SUN SENTINEL | Source: SOUTH FLORIDA SUN SENTINEL
The Sun-Sentinel reported, “Roughly 1 in 7 U.S. residents with a credit record has medical debt in collections.” That sounds bad, but it’s actually worse. My own firm, Debt.com, recently conducted a poll showing half of all Americans owe medical bills. And half of those owe more than $1,000. Surprisingly, these results had little to do with COVID – because medical debt was a huge problem before the pandemic. Student loans have been in the news as an especially dangerous form of debt. Well, settle in for the sequel: medical debt.
Money Monday with Debt.com Chairman Howard Dvorkin
By: Leyla Gulen | Source: Fox 24 News Now
Debt.com Chairman and CPA, Howard Dvorkin, sat down with Fox 24 to discuss what micro money moves you should be doing right now to live a more financially secure life.
50% Of Americans Now Carry Medical Debt, A New Chronic Condition For Millions
By: Deb Gordon | Source: Forbes
Fully half of Americans now carry medical debt, up from 46% in 2020, according to new data from Debt.com, a consumer financial education company.
Why Some Experts Say Budgeting Doesn’t Help You Build Wealth. Have You Fallen into the Budgeting Trap?
By: Melissa Brock | Source: Entrepreneur
Eighty percent of Americans (in a survey of more than 1,000 individuals) say that they have a budget, according to Debt.com. According to the site, it’s the highest number of respondents who have claimed a budget compared to the past four years.
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Recent Columns
Dvorkin On Debt: Presidential Polling Isn’t The Most Important Kind
By: Howard Dvorkin
Although presidential polling is all the news covers during elections, where polling matters most isn’t in politics. It’s in personal finance.
Dvorkin On Debt: 4 Funny and Frustrating Financial Facts
By: Howard Dvorkin
As a finance counselor and a CPA at Debt.com, here’s what I’ve learned so far this month. It’s made me both laugh and cry.
Dvorkin On Debt: This Week’s Good News And Bad News
By: Howard Dvorkin
Are Americans wising up about personal debt? Or are they doubling down? Here’s the good news and bad news surrounding the issue.
Dvorkin On Debt: Tax Season Can Be Pleasing
By: Howard Dvorkin
Filing your taxes isn’t fun, but the results can still make you smile.
Sick And Tired And Successful
By: Howard Dvorkin
The latest Debt.com winner of a scholarship for college won’t let illness slow her down – or get her down. In fact, it has helped her form new career goals.
Money Can’t Buy You Love – But It Can Ruin It
By: Howard Dvorkin
It’s not a romantic topic, but it’s perhaps the most important one. Here’s how money ruins relationships if you’re not careful.
Dvorkin on Debt: One Emotion Dooms Your Finances
By: Howard Dvorkin
It’s not depression. Or happiness. Or love. Or hate. Fear of credit is what can really wreck your chances at better financial success.
Dvorkin on Debt: Changing “Impulsive” To “Repulsive”
By: Howard Dvorkin
How much do you spend impulsively? If it’s more than $100, you’re typical – and in trouble. Here’s our advice on cutting back impulse buys.
Dvorkin on Debt: A One-Two Sucker Punch
By: Howard Dvorkin
As we lurch into 2016, personal debt might be a bigger problem than it was in 2015. Here are some new statistics on credit card debt, and what may happen.
Dvorkin on Debt: Your Holiday Debt Hangover Has Arrived
By: Howard Dvorkin
Holiday debt. It may not be just a hangover. It might be a disease. Here’s the cure. Read financial advice on skipping disaster by getting clear of debt.
Dvorkin On Debt: Blue Monday And Red Tuesday
By: Howard Dvorkin
Maybe you’ve heard about Blue Monday, a “holiday” mainly about holiday debt. But you didn’t know about Red Tuesday — and here’s why.
Dvorkin On Debt: The Best Things In Life Aren’t Free…
By: Howard Dvorkin
…but the most important ones are. Here’s how to get free debt help and start 2016 off right. If your new year’s resolution is to fix debt, we can help.