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Red flags of peer-to-peer lending
By: Emma Woodward | Source: Bankrate
“If you’re fed up with bank fees, you’ll really hate P2P loans,” says Howard Dvorkin, CPA and Chairman of Debt.com. “On top of the interest rate you’ll pay, there’s the origination fee, which can be as low as 1 percent but as high as 8 percent. That’s much more than a bank or credit union will charge you for a personal loan.”
Business Travel Is Back: How to Maximize Your Miles
By: Beth Braverman | Source: Success Magazine
“People have gotten used to Zoom meetings, but that’s still no substitute for shaking hands and seeing someone in a social setting,” says Howard Dvorkin, a New Jersey-based certified public accountant and chairman of Debt.com. “That being said, they’re still going to evaluate whether travel is necessary.”
When buy now, pay later comes back to bite you
By: Jessica Dickler | Source: CNBC
“People are buying ‘wants’ not ‘needs,’” said Howard Dvorkin, CPA and chairperson of Debt.com.
How to help your child build credit
By: Jacqueline DeMarco | Source: creditcards.com
Howard Dvorkin, CPA and chairman of Debt.com and author of “Power Up: Taking Charge of Your Financial Destiny,” compared building credit with voting. “You need to be 18, but you can start preparing years before,” Dvorkin noted. “You can learn how things work so you can make informed decisions when the time comes. Since the minimum age for a credit card is 18, parents should use the years before that to teach their children how to be financially responsible adults.”
Last-Minute Ways To Reduce Your Taxes for 2022
By: Nicole Spector | Source: Yahoo! Finance
“Call your Human Resources Department,” said Howard Dvorkin, CPA and chairman of Debt.com. “You might have work benefits that offer tax breaks. These are pretty specific.
Tips For Managing Your Finance Strategy That You Didn’t Learn In School
By: Dr. Morissa Schwartz | Source: Forbes
“If your budget or spending is unorganized, it will be easy to accumulate debt quickly and get in over your head. Make an outline of all of your expenses, allocate whatever amount of money is necessary in order for you to operate, and adhere to the limits that you set yourself,” Howard Dvorkin, CPA and personal finance expert at Debt.com, tells Inc.
Avoiding Delays This Upcoming Tax Season
By: Sasha Jones | Source: NBC 6 South Florida
“A lot of clients come in and say they don’t like filing electronically, and I say, why not. There is no reason not to in this day and age,” Howard Dvorkin, a certified public accountant, said.
South Florida 100: Celebrate the legacy of MLK with a day of service
By: SOUTH FLORIDA SUN SENTINEL | Source: SOUTH FLORIDA SUN SENTINEL
Working from home might not be working out. Two employees quit my company and its hybrid model (mostly in office with some home days) and landed jobs that were full time at home. They’ve since asked to come back, and I’ve rehired them.
What if your credit card statements were made public?
By: Erica Sandberg | Source: creditcards.com
For many people, reality stars included, credit card statements can be the last documents you want to be made public, says Howard Dvorkin, CPA and chairman of Debt.com: “What you spend and where you spend it is simply truth that can’t be spun.
Payday Loan Alternatives: What Option Is Best for You?
By: Casey Bond | Source: Yahoo! News
Homeowners may be eligible for a low-interest, tax-deductible line of credit, says Howard Dvorkin, a personal finance expert and chairman at financial education company Debt.com.
How does ‘buy now, pay later’ affect your credit score?
By: Dawn Papandrea | Source: Bankrate
The problem? “Nobody’s reading the fine print,” says Howard Dvorkin, CPA and chairman of Debt.com. “Either you’re checking out on a terminal or on your computer or phone, and the screen is small, and you’re not going to sit there and read this lending language.”
South Florida 100: Wishing everyone Happy (and omicron-free!) Holidays
By: SOUTH FLORIDA SUN SENTINEL | Source: SOUTH FLORIDA SUN SENTINEL
I drove down Broward Boulevard Sunday night and saw a dozen homeless people camped out. The image was gut-wrenching.
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Recent Columns
Sibling Rivalry Is Paying For Her College
By: Howard Dvorkin
The latest Debt.com scholarship winner is a real cheapskate. So we’re giving her $500 to help her attend college debt-free.
Dvorkin On Debt: The Only Resolution That Matters
By: Howard Dvorkin
Not all New Years resolutions are created equal. Without this resolution, none of your other 2016 goals would be possible.
Dvorkin On Debt: Many Happy Returns
By: Howard Dvorkin
Christmas is Friday. Guess what happens starting Saturday? Gift returns en masse. Let Debt.com guide you through getting rid of gifts you didn’t want.
There’s Only One Good Thing About The Student Loan Crisis
By: Howard Dvorkin
The crushing debt has a single silver lining — Americans are eager to learn about finances. Hopefully, it’ll be worth all the dark clouds.
Dvorkin On Debt: 3 Good-News Numbers
By: Howard Dvorkin
Stats on America’s personal finances can be depressing, but here are some positive holiday spending numbers to raise your holiday spirits.
Dvorkin On Debt: Best and Worst States for Families
By: Howard Dvorkin
The state you live in can determine the state of your finances. Check out the least and most expensive states to help you determine where to raise a family.
Dvorkin On Debt: 5 Fun Holiday Shopping Facts
By: Howard Dvorkin
Shopping for the holidays? You’re being watched and studied. The results are amusing. Here are our favorite holiday shopping statistics for 2015.
Dvorkin On Debt: No Free Lunch
By: Howard Dvorkin
There’s no free lunch, but there are cheap ones. Learn how not having a food budget is costing you money. Learn from our financial expert Howard Dvorkin.
Dvorkin On Debt: 5 Funny And Silly Retirement Myths
By: Howard Dvorkin
A new study shows what retirees REALLY do with their free time and tight budgets and addresses major retirement myths from the happy to the ironic.
She Will Be One Electric Freshman
By: Howard Dvorkin
Meet Kiva Zinn, Debt.com’s fourth scholarship winner of our Scholarship for Aggressive Scholarship Applicants. She wants to study electrical engineering.
VIDEO: A Master’s Degree In Debt
By: Howard Dvorkin
What do Halloween and Graduation Day have in common? Both are frightening. Check out our video on student loan stats and find out how we can help.
Dvorkin On Debt: Weliver Delivers
By: Howard Dvorkin
David Weliver is worth listening to about money, because he was once worthless.







