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3 reasons to pursue credit card debt forgiveness this June, according to experts
By: Aly Yale | Source: Money Watch
“If the Fed cuts rates later this year or next, we’re not likely to see credit card interest drop dramatically,” says Howard Dvorkin, chairman of Debt.com. “Any changes will be slow and small.”
How to escape the payday loan debt cycle, according to experts
By: Sharonn Wu | Source: Money Watch
“[Consult] a professional [at] a credit counseling agency or debt solutions company,” Howard Dvorkin, chairman of Debt.com, says. “They’ve seen the worst payday loan emergencies you could imagine, so they know how to deal with them.”
When could credit card interest rates become affordable again? Experts weigh in
By: Tim Maxwell | Source: Money Watch
“The only certain prediction is that our economy will remain unpredictable for many more months,” said Howard Dvorkin, CPA and chairman of Debt.com. “Until we have clarity about the on-again-off-again tariffs and their impact, I wouldn’t count on rates dropping.”
These are the most effective debt relief strategies to use right now, experts say
By: Aly Yale | Source: Money Watch
“Now Americans are rediscovering their value,” Howard Dvorkin, chairman of Debt.com, says.
Nearly 1 in 3 Americans think household debt affecting their health, study says
By: Matt Sczesny | Source: WPTV
“Actually, 50% of all marriages fail, and the No. 1 reason is financial pressure,” Dvorkin said. “I can’t tell you how many times I get a letter on a monthly basis or an email, (saying) ‘thank you for saving my family, thank you for saving my marriage, thank you for saving my life.’”
This Davie founder uses his debt relief website to pay it forward
By: Michael Butler | Source: The Miami Herald
Long before he opened his company’s headquarters in South Florida, Debt.com founder Howard Dvorkin grew up Jewish in a mostly Italian working-class neighborhood in Toms River, New Jersey.
Ordinary Americans Are Feeling the Strain of Record-High US Credit-Card Debt
By: Alexander Jones | Source: International Banker
“Even if headlines suggest inflation is cooling, everyday Americans are still feeling its full weight at home,” “Our findings show that many are forced to lean on high-interest credit cards just to get by—yet most haven’t taken steps to explore solutions that could help them regain control.”
5 Times to Skip the Chatbox and Call Your Credit Card Company
By: Dawn Papandrea | Source: U.S. News and World Report
“There’s a simple reason your credit card issuer will do this,” says Howard Dvorkin, certified public accountant and chairman of Debt.com. “If you’ve been a good longtime customer, they don’t want to lose you. It costs money to recruit new customers. Many times, it’s cheaper to keep their existing customers happy.”
Retirees: Is Your Local Bank Closing? Four Ways to Cope
By: Donna Fuscaldo | Source: Kiplinger
“If your bank is closing a local branch, don’t panic — but don’t delay, either,” says Howard Dvorkin, CPA and Chairman of Debt.com. “Be proactive. Get support. And know that managing money in today’s world means staying flexible. With the right help, even big changes like this can become manageable.”
Debt Snowball Method: A Step-by-Step Guide to Paying Off Debt
By: Angela Mae | Source: Credible
“Use whatever you save to pay down the next debt,” says Howard Dvorkin, CPA, debt counselor and chairman at Debt.com. “Whatever you do, don’t spend that savings on anything that isn’t crucial to your life. Otherwise, the whole exercise becomes meaningless.”
How does inflation impact credit card debt? Experts weigh in
By: Matt Richardson | Source: Money Watch
“Inflation doesn’t just raise prices; it hikes interest rates, too,” says Howard Dvorkin, chairman of Debt.com. “That credit card that once charged 18% interest might now be up to 22%. That’s because inflation eats into the profits of credit card issuers just like it eats into your household budget.”
What Is Debt Settlement and How Does It Work?
By: Amy Boyington | Source: Credible
“Choosing a debt settlement company is a lot like buying a new car,” says Howard Dvorkin, a CPA, debt solutions author, and the founder and chairman of Debt.com. “You research price, reliability, and safety.”
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Recent Columns
Mostly Depressing, Occasionally Rewarding: When Your Job Is Helping Americans Get Out Of Debt
By: Howard Dvorkin
I’ve counseled Americans on how to get out of debt and. Over all those years, both credit card debt and student loan debt have surpassed $1 trillion.
How Millennials Handle Their Money Matters To Us All
By: Howard Dvorkin
The media regularly reports on millennials’ financial habits, and it’s typically negative. However, underreported financial studies debunk those myths.
Debt.com’s Latest Poll: Not Paying Attention Means You Overpay
By: Howard Dvorkin
Most Americans know how to save money on credit card interest rates in a variety of ways, but research shows they don’t actually do those things.
Financial News That Looks Bad But Is Actually Good
By: Howard Dvorkin
Financial news often makes it seem like Americans make irresponsible financial decisions, but for the most part people are maing the right money choices.
FREE Credit Freezes For All! It’s Now A Law
By: Howard Dvorkin
Free credit freezes thanks to to the worst data breach ever, we all get an amazing new crime-fighting tool. What once cost up to $30, is now free.
Predicting The Future Of Debt
By: Howard Dvorkin | Source: Forbes
Futurists love to muse about the future of making money, but what about the future of not making money?
Debt.com Scholarship Winner: Tragedy Can Kill You Or Make You Stronger
By: Howard Dvorkin
Debt.com scholarship winner for this month survived the adversity of her mother’s death, and is inspired to use the experience to help others.
Personal Finance News To Motivate And Depress You
By: Howard Dvorkin
Here’s a headline you don’t see every day: “Americans Believe Tech Makes Their Lives Better But Society Worse.” Among other weird financial news.
Back-To-School Shopping List: What NOT To Put On It
By: Howard Dvorkin
Want to save money on your back-to-school shopping list? Look for cuts. Decide what you don’t really need this year, then don’t buy it.
What’s Red And Gray And On The Horizon? A Senior Citizen Debt Crisis
By: Howard Dvorkin
As baby boomers approach retirement age their personal debts continue to rise. As a mass wave stop working, there may be a senior citizen debt crisis soon.
Our Credit Cards Reveal More Than Our Debts
By: Howard Dvorkin
America’s debt problem tells us a thing or two about the state of our mental state. Learn aout recent statistics regarding credit debt and American opinion.
Why You’re Probably Paying Too Much For A New Car
By: Howard Dvorkin
Getting preapproved for a loan can save you time and aggravation, not to mention keep you from paying too much for a new car.







