My Columns

By: Howard Dvorkin

Financial counselors deal with some of the same issues that marriage counselors and psychologists do. That’s because money permeates our emotions.

By: Howard Dvorkin

From our physical health to how little college graduates expect to make during their lifetimes, this financial data concerns me with how many Americans don’t have financial freedom.

By: Howard Dvorkin

There may not be a recession 2018. But my point is not to predict when the next recession hits, more to warn readers of what will cause it to happen, and how to avoid it.

By: Howard Dvorkin

Financial freedom is possible to those who understand how money management works. The only problem is, most Americans are never taught. We have a month dedicated to financial literacy, why not a full year?

By: Howard Dvorkin

Stress can take years off of your life. Many relate stress to work, but what about debt? Debt-related stress isn’t any different.

By: Howard Dvorkin

Results from one of our recent polls shows most Americans think a budget is important, and even better, most use a budget.

By: Howard Dvorkin

What do financial disasters and a man-made recession have in common? Not much, other than they’re both catastrophic to our finances.

By: Howard Dvorkin

“I have put in 250-300 hours to scholarship applications,” he says proudly, almost defiantly. “I have applied for approximately 96 scholarships now, and I plan to keep adding on to that number so that I can increase my chances of winning more money to reduce my college expenses.” Read more.

By: Howard Dvorkin

Are debt collectors evil people or a necessary evil? I’ll choose the latter. Debt collectors are just doing their jobs. Of course, some do it too enthusiastically — and even illegally.

By: Howard Dvorkin

Americans love to impulsively buy frivolous items. But the amount we spend in impulse buying could end up tanking the economy – if we don’t slow down.

By: Howard Dvorkin

When applying for a credit card, more Americans are interested in identity theft protection and keeping more money in their wallet.

By: Howard Dvorkin

This payment schedule appears to cause several problems for homeowners and local governments; it can create financial challenges for households, increase tax delinquency, foster political opposition to the property tax, and requires governments to deal with irregular revenue inflows.