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Top 3 Expert Tips for Managing Debt
By: Gabrielle Olya | Source: GOBankingRates
“Debt that affects someone’s shelter and security, such as mortgage debt, should be looked at first,” said Howard Dvorkin, CPA, personal finance expert and chairman of Debt.com. “Credit card, medical and student loan debt can be looked at afterward.”
How To Avoid An Eviction If Your State Hasn’t Extended the Moratorium
By: Dawn Allcot | Source: Yahoo!finance
Howard Dvorkin, CPA, advises, “Contact your landlord to discuss a deferred payment plan. This is worth a shot as most landlords do not want to pay a fee to file a lawsuit, go to court — especially with COVID still spreading — and go through the expense and hassle of finding a new tenant.”
How to Prepare for Retirement
By: Mariano Gomez | Source: relevant radio
Howard Dvorkin, CPA, tells relevant radio how he sees more people going into retirement with debt. Dvorkin gives his best tips to avoid to plan their retirement.
How to Move on Financially Following an Eviction
By: Dawn Allcot | Source: Go Banking Rates
Howard Dvorkin, CPA, chairman of Debt.com, agrees, noting that it could be worth it to try to appeal the eviction. “The process varies by state, but at the very least, it can buy you more time. In Massachusetts, for example, you have 10 days to appeal after a court orders your eviction,” he said.
An Eviction Could Hurt Your Credit – Can You Minimize the Damage?
By: Angela Corry | Source: Yahoo!news
Howard Dvorkin, CPA, chairman of Debt.com explains, “If you get evicted, your credit score won’t take a direct hit, but the glancing blow will still sink you.” That’s because evictions go into public records, Dvoskin explains. “Many landlords now do background checks on their potential tenants,” he says. “Good luck getting that affordable lease if your new landlord finds that eviction judgment.”
4 Steps To Take If You’re Facing Eviction
By: Gabrielle Olya | Source: Yahoo! Finance
If this happens, it’s important that you do not miss your court date. This is your opportunity to explain to the court why you should not be evicted. Although you don’t technically need a lawyer for this court appearance, it may be helpful to obtain the help of a professional who can help you understand your rights as a tenant and offer suggestions on how to proceed. Many cities offer free legal counsel to those who are facing eviction, according to Debt.com.
Beating the “Summer Money Slump”
By: Leyla Gulen | Source: Fox 24 News Now
Americans are spending more since the pandemic. Howard Dvorkin, CPA and chairman of Debt.com, gives tips to save money this summer.
Take Advantage of Tax-Free Weekend Sales
By: Maryalene LaPonsie | Source: US News and World Report
“If the pandemic has taught us anything, it’s to make sure we have enough items at home to last us for a while,” says Howard Dvorkin, certified public accountant and chairman of personal finance site Debt.com. That advice isn’t limited to pantry items either. “If your old personal computer kept crashing and it was … a major problem during Zoom meetings, this is the time to get a new one.”
So You Want to Buy a Home? Here’s How to Get Started
By: Leslie Cook | Source: Money
“You don’t know what you can afford, and, more importantly, what you can’t afford, until you see how much money is available,” says Howard Dvorkin, chairman of consumer financial advisory site Debt.com.
Financial Experts React to Rise in Crypto Retirement Plans
By: Yaёl Bizouati-Kennedy
Howard Dvorkin, CPA and Chairman of Debt.com, tells GOBankingRates that he “can’t think of anything more ridiculous than adding crypto currency to a retirement portfolio.”
Planning To Retire Soon? It May Be Time To Make a ‘Happy Plan’
By: Gabrielle Olya | Source: GoBankingRates
“That might mean delaying retirement for a couple of years, but you’ll be glad you did,” said Howard Dvorkin, CPA and chairman of Debt.com.
What to know when looking at student loan interest rates
By: Aly Yale | Source: Fox Business
“Private student loan interest rates depend on several different factors, some of which are in your control — and some that aren’t,” says Howard Dvorkin, a certified public accountant and chairman at Debt.com. “Depending on the lender, your credit score and market trends could have an effect on your rate.”
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Recent Columns
Dvorkin On Debt: 3 Graphic Ways To Save
By: Howard Dvorkin
Each of these how to save money info graphics are worth 1,000 words. Learn about a variety ways to save that will give you great ideas.
Dvorkin on Debt: What Dentists And Debt Have In Common
By: Howard Dvorkin
And no, it’s not that both are painful. An American Academy of Periodontology study shows more than a a quarter of adults lie to their dentist.
Dvorkin On Debt: Why We Need To Stop Sneering At Millennials
By: Howard Dvorkin
How many times have you heard that millennials saving habits are poor? They’ll do just fine financially, thank you very much.
What Do Shoplifting and Identity Theft Have In Common?
By: Howard Dvorkin
The answer may depress you. It depresses me that shoplifting and identity theft are so common.
Dvorkin On Debt: What You Don’t Know Can Cost You
By: Howard Dvorkin
You probably know what a credit score is. You might even know your number. But here’s what you don’t know, according to this year’s credit score quiz.
Dvorkin On Debt: The New American Dream Is A Better Reality
By: Howard Dvorkin
The new American Dream is a lot less consumerist. We’re changing how we view “the pursuit of happiness,” and that might mean spending less.
Here’s Why Identity Theft Has Skyrocketed — And What You Can Do About It
By: Howard Dvorkin
We share blame for the identity theft epidemic. Now, learn why identity theft is on the rise. Here’s how to get some protection.
Dvorkin On Debt: How To Collect From A Debt Collector
By: Howard Dvorkin
One woman who was being harassed for a $1,000 charge she didn’t owe ended up being awarded $83 million from the debt collector harassing her.
Even The Rich Are Worried About Their Retirement Savings
By: Howard Dvorkin
Low and middle income earners don’t have a corner market on retirement fears. There are worries for retirement savings for high income earners.
How You’ll Go On Vacation 15 Years From Now
By: Howard Dvorkin
Here’s what a vacation of the future looks like — and it might surprise you. In 2030, to go on vacation will be a lot different than it is today.
3 Very Strange Small Businesses, And What You Can Learn From Them
By: Howard Dvorkin
Celebrate National Small Business Week by reading about these three strange businesses, how they got started, and what you can learn from them.
What Most Americans Are Doing RIGHT With Their Money
By: Howard Dvorkin
Financial Literacy Month was scary, but buried in the stories is really good news about what financial education has taught Americans.







